Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 19th June 2017
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  2. 15th June 2017
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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015(1 Viewing) 

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 09:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 49,969
    Ford
    2nd May 2017, 18:29 Go to last post
  3. Sticky Thread Sticky: Closed: 2016 PDL Reclaim Guide - Indepth Step By Step

    Hi Guys We have completed a new up-to...

    Started by fkofilee‎, 1st December 2016 23:53
    • Replies: 1
    • Views: 5,461
    fkofilee
    2nd December 2016, 01:35 Go to last post
  4. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 19:10
    • Replies: 1
    • Views: 11,241
    citizenB
    14th December 2015, 19:15 Go to last post
  5. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 09:52
    • Replies: 2
    • Views: 12,261
    citizenB
    17th November 2015, 19:50 Go to last post
  6. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 20:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 10,378
    citizenB
    23rd September 2015, 20:40 Go to last post
  7. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 21:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 21,894
    citizenB
    22nd September 2015, 15:54 Go to last post
  8. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 10:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 5,819
    citizenB
    22nd September 2015, 10:37 Go to last post
  9. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 19:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 28,865
    tawnyowl
    22nd December 2013, 11:07 Go to last post
  10. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 09:58
    • Replies: 1
    • Views: 35,515
    sequenci
    30th April 2012, 18:20 Go to last post
  11. Forum Threads
  1. Payday loans - how far can I claim back?(2 Viewing) 

    Hello, I am currently in the same...

    Started by GlossWhite‎, 12th February 2017 15:26
    3 Pages
    1 2 3
    • Replies: 52
    • Views: 4,938
    GlossWhite
    Yesterday, 22:06 Go to last post
  2. Safety Net Credit Help

    I have a loan with Safety Net Credit I...

    Started by fred76‎, 25th June 2017 12:23
    credit, help, net, safety
    • Replies: 9
    • Views: 381
    RobbingHood
    Yesterday, 08:28 Go to last post
  3. wonga loan re surfaces

    Started by marco23‎, 24th June 2017 15:08
    • Replies: -
    • Views: -
    fkofilee
    24th June 2017, 16:10 Go to last post
  4. 29K Payday Interest Over 4.5 Years(3 Viewing) 

    Hello. This is my first post, so please go...

    Started by back-in-black‎, 12th July 2016 01:14
    2 Pages
    1 2
    • Replies: 27
    • Views: 5,696
    citizenB
    21st June 2017, 20:25 Go to last post
  5. Lending Stream Debt - Double defaulted by them and PRA group.

    As above really. One from lending stream ...

    Started by busbysneedshelp‎, 20th June 2017 19:56
    • Replies: 9
    • Views: 606
    fkofilee
    21st June 2017, 12:52 Go to last post
  6. help with lending stream/pra debt.

    as on a previous thread been looking to my...

    Started by busbysneedshelp‎, 21st June 2017 00:30
    debt, help, lending, pra, stream, with
    • Replies: -
    • Views: -
    busbysneedshelp
    21st June 2017, 00:23 Go to last post
  7. BWlegal letters for PRAC financial on 2 PAYDAY PDL's

    some time ago I took out these payday loans....

    Started by Myfamily‎, 20th April 2017 13:09
    • Replies: 2
    • Views: 641
    Myfamily
    20th June 2017, 12:27 Go to last post
  8. Previous 'Gesture of Goodwill' Payments

    Hey, I apologise if this does not belong...

    Started by Sverian‎, 12th June 2017 16:19
    gesture, goodwill, payments, previous
    • Replies: 8
    • Views: 657
    miteaide
    18th June 2017, 19:55 Go to last post
  9. Can I claim against a guarantor loan as I have PDLs?

    Hello, I've had a gambling addiction...

    Started by Scotty150‎, 30th May 2017 01:01
    against, can, claim, guarantor, have, loan, pdls
    • Replies: 7
    • Views: 957
    Scotty150
    15th June 2017, 20:52 Go to last post
  10. PaydayUK & PRAC/BW Legal - letters in Nth Ireland

    Hi all Debt outstanding since 2013....

    Started by Kevin_D‎, 10th June 2017 20:22
    • Replies: 15
    • Views: 1,036
    fkofilee
    14th June 2017, 13:40 Go to last post
  11. Payday Loan Complaints Help

    Hi, I was just wondering if anyone can...

    Started by alexjon‎, 5th March 2017 18:43
    complaints, help, loan, payday
    • Replies: 12
    • Views: 1,736
    alexjon
    13th June 2017, 18:21 Go to last post
  12. multiple Instant Cash Loan PDLs and credit file issues

    Apologies if this is a regular question ...

    Started by realj42‎, 12th June 2017 14:47
    credit file, defaulted, dmp, loan, payday
    • Replies: 3
    • Views: 316
    fkofilee
    12th June 2017, 16:16 Go to last post
  13. 5 PDL's / DCA's but 3 with Balances.. Nearly there.

    Hi, It's been a while, haven’t been well...

    Started by ads_uk‎, 4th May 2015 14:34
    • Replies: 16
    • Views: 4,328
    ads_uk
    9th June 2017, 14:53 Go to last post
  14. Is There Anything I Can Do?? Payday Loans!!

    Hi Guys, This is my 1st Post so not sure...

    Started by SJC1231‎, 30th May 2017 11:06
    anything, can, loans, payday, there
    • Replies: 6
    • Views: 920
    fkofilee
    31st May 2017, 15:53 Go to last post
  15. Payday loan complaints my journey starts now

    Well a little bit of background Info in a...

    Started by rich23121977‎, 25th April 2017 11:07
    complaints, journey, loan, now, payday, starts
    • Replies: 18
    • Views: 2,444
    jcbkabs
    28th May 2017, 22:09 Go to last post
  16. HUGE Debt due to gambling and payday loans!!

    Hi, This is my first time on here so...

    Started by Liss77‎, 23rd May 2017 11:39
    and, debt, due, fraud, gambling, huge, loan, loans, name, partners, payday
    • Replies: 10
    • Views: 1,368
    fkofilee
    24th May 2017, 20:22 Go to last post
  17. Next Credit Payday Loans

    Hi a bit of advice needed I had a...

    Started by paxon‎, 10th May 2017 10:48
    credit, loans, next, payday
    • Replies: 9
    • Views: 924
    AlbertH
    19th May 2017, 20:34 Go to last post
  18. Help with CASH ASAP

    Hello I'm wondering if you can help me. ...

    Started by Anon86‎, 18th May 2017 15:41
    • Replies: 2
    • Views: 648
    AlbertH
    19th May 2017, 20:21 Go to last post
  19. The great interest rate rip off part 10

    Continued from here.... ...

    Started by ims21‎, 28th April 2014 18:11
    388 Pages
    1 2 3 4 5 ... 388
    • Replies: 7,749
    • Views: 698,221
    interestrateripoff
    16th May 2017, 20:28 Go to last post
  20. CRS txting me every day over old Pixie Loans

    Hello, I have the following issue and was...

    Started by Alijeee‎, 12th May 2017 15:18
    2 Pages
    1 2
    crs, day, every, letters, txting
    • Replies: 21
    • Views: 1,544
    fkofilee
    14th May 2017, 17:19 Go to last post
  21. Debt from 2013

    Hi I went through a bad patch in my life...

    Started by chris34720‎, 8th May 2017 10:44
    • Replies: 3
    • Views: 583
    fkofilee
    8th May 2017, 13:10 Go to last post
  22. Dmp's and loans 2 go

    Hi all, Quick question that may be a bit...

    Started by barrwad909‎, 28th April 2017 07:31
    • Replies: 6
    • Views: 1,135
    fkofilee
    5th May 2017, 07:39 Go to last post
  23. Old PDL debt sold to PRAC, deed poll name change since and default

    Hello, One of my old payday loans has...

    Started by nataku‎, 3rd May 2017 12:38
    change, debt, default, name, old, sold
    • Replies: 2
    • Views: 826
    nataku
    3rd May 2017, 15:31 Go to last post
  24. Having a payday loan will screw your credit rating

    Yesterday had an appointment with the...

    Started by obiter dictum‎, 28th April 2017 11:04
    • Replies: 7
    • Views: 950
    fkofilee
    30th April 2017, 10:53 Go to last post
  25. PDL / DMP IRR Lending?

    Hello I have been posting on the general...

    Started by Abbieno7-2008‎, 18th April 2017 09:53
    • Replies: 14
    • Views: 1,417
    fkofilee
    23rd April 2017, 09:42 Go to last post


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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