Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  3. 15th June 2017
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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015(2 Viewing) 

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 09:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 50,083
    Ford
    2nd May 2017, 18:29 Go to last post
  3. Sticky Thread Sticky: Closed: 2016 PDL Reclaim Guide - Indepth Step By Step

    Hi Guys We have completed a new up-to...

    Started by fkofilee‎, 1st December 2016 23:53
    • Replies: 1
    • Views: 5,512
    fkofilee
    2nd December 2016, 01:35 Go to last post
  4. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 19:10
    • Replies: 1
    • Views: 11,292
    citizenB
    14th December 2015, 19:15 Go to last post
  5. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 09:52
    • Replies: 2
    • Views: 12,311
    citizenB
    17th November 2015, 19:50 Go to last post
  6. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel(1 Viewing) 

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 20:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 10,456
    citizenB
    23rd September 2015, 20:40 Go to last post
  7. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 21:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 21,940
    citizenB
    22nd September 2015, 15:54 Go to last post
  8. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 10:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 5,847
    citizenB
    22nd September 2015, 10:37 Go to last post
  9. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 19:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 28,921
    tawnyowl
    22nd December 2013, 11:07 Go to last post
  10. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 09:58
    • Replies: 1
    • Views: 35,557
    sequenci
    30th April 2012, 18:20 Go to last post
  11. Forum Threads
  1. 29K Payday Interest Over 4.5 Years(8 Viewing) 

    Hello. This is my first post, so please go...

    Started by back-in-black‎, 12th July 2016 01:14
    2 Pages
    1 2
    • Replies: 30
    • Views: 6,813
    davyatsea
    Yesterday, 23:44 Go to last post
  2. PRAC / Bw Legal payday loan

    A payday loan was taken out back in may 2012...

    Started by ricky balboa‎, Yesterday 16:21
    legal, loan, payday, prac
    • Replies: 3
    • Views: 156
    dx100uk
    Yesterday, 17:33 Go to last post
  3. Peachy reclaim and CRA data removal

    Here is my best attempt at summarising my...

    Started by johnhn‎, 8th June 2016 10:50
    2 Pages
    1 2
    • Replies: 37
    • Views: 5,537
    johnhn
    Yesterday, 11:40 Go to last post
  4. BWlegal letters for PRAC financial on 2 PAYDAY PDL's

    some time ago I took out these payday loans....

    Started by Myfamily‎, 20th April 2017 13:09
    • Replies: 5
    • Views: 825
    dx100uk
    27th June 2017, 11:02 Go to last post
  5. Payday loans - how far can I claim back?

    Hello, I am currently in the same...

    Started by GlossWhite‎, 12th February 2017 15:26
    3 Pages
    1 2 3
    • Replies: 52
    • Views: 5,065
    GlossWhite
    26th June 2017, 22:06 Go to last post
  6. Safety Net Credit Help

    I have a loan with Safety Net Credit I...

    Started by fred76‎, 25th June 2017 12:23
    credit, help, net, safety
    • Replies: 9
    • Views: 433
    RobbingHood
    26th June 2017, 08:28 Go to last post
  7. wonga loan re surfaces(1 Viewing) 

    Started by marco23‎, 24th June 2017 15:08
    • Replies: -
    • Views: -
    fkofilee
    24th June 2017, 16:10 Go to last post
  8. Lending Stream Debt - Double defaulted by them and PRA group.

    As above really. One from lending stream ...

    Started by busbysneedshelp‎, 20th June 2017 19:56
    • Replies: 9
    • Views: 645
    fkofilee
    21st June 2017, 12:52 Go to last post
  9. Previous 'Gesture of Goodwill' Payments

    Hey, I apologise if this does not belong...

    Started by Sverian‎, 12th June 2017 16:19
    gesture, goodwill, payments, previous
    • Replies: 8
    • Views: 687
    miteaide
    18th June 2017, 19:55 Go to last post
  10. Can I claim against a guarantor loan as I have PDLs?

    Hello, I've had a gambling addiction...

    Started by Scotty150‎, 30th May 2017 01:01
    against, can, claim, guarantor, have, loan, pdls
    • Replies: 7
    • Views: 977
    Scotty150
    15th June 2017, 20:52 Go to last post
  11. PaydayUK & PRAC/BW Legal - letters in Nth Ireland

    Hi all Debt outstanding since 2013....

    Started by Kevin_D‎, 10th June 2017 20:22
    • Replies: 15
    • Views: 1,081
    fkofilee
    14th June 2017, 13:40 Go to last post
  12. Payday Loan Complaints Help

    Hi, I was just wondering if anyone can...

    Started by alexjon‎, 5th March 2017 18:43
    complaints, help, loan, payday
    • Replies: 12
    • Views: 1,756
    alexjon
    13th June 2017, 18:21 Go to last post
  13. multiple Instant Cash Loan PDLs and credit file issues

    Apologies if this is a regular question ...

    Started by realj42‎, 12th June 2017 14:47
    credit file, defaulted, dmp, loan, payday
    • Replies: 3
    • Views: 341
    fkofilee
    12th June 2017, 16:16 Go to last post
  14. 5 PDL's / DCA's but 3 with Balances.. Nearly there.

    Hi, It's been a while, haven’t been well...

    Started by ads_uk‎, 4th May 2015 14:34
    • Replies: 16
    • Views: 4,352
    ads_uk
    9th June 2017, 14:53 Go to last post
  15. Is There Anything I Can Do?? Payday Loans!!

    Hi Guys, This is my 1st Post so not sure...

    Started by SJC1231‎, 30th May 2017 11:06
    anything, can, loans, payday, there
    • Replies: 6
    • Views: 938
    fkofilee
    31st May 2017, 15:53 Go to last post
  16. Payday loan complaints my journey starts now

    Well a little bit of background Info in a...

    Started by rich23121977‎, 25th April 2017 11:07
    complaints, journey, loan, now, payday, starts
    • Replies: 18
    • Views: 2,465
    jcbkabs
    28th May 2017, 22:09 Go to last post
  17. HUGE Debt due to gambling and payday loans!!

    Hi, This is my first time on here so...

    Started by Liss77‎, 23rd May 2017 11:39
    and, debt, due, fraud, gambling, huge, loan, loans, name, partners, payday
    • Replies: 10
    • Views: 1,397
    fkofilee
    24th May 2017, 20:22 Go to last post
  18. Next Credit Payday Loans

    Hi a bit of advice needed I had a...

    Started by paxon‎, 10th May 2017 10:48
    credit, loans, next, payday
    • Replies: 9
    • Views: 944
    AlbertH
    19th May 2017, 20:34 Go to last post
  19. Help with CASH ASAP

    Hello I'm wondering if you can help me. ...

    Started by Anon86‎, 18th May 2017 15:41
    • Replies: 2
    • Views: 667
    AlbertH
    19th May 2017, 20:21 Go to last post
  20. The great interest rate rip off part 10

    Continued from here.... ...

    Started by ims21‎, 28th April 2014 18:11
    388 Pages
    1 2 3 4 5 ... 388
    • Replies: 7,749
    • Views: 699,277
    interestrateripoff
    16th May 2017, 20:28 Go to last post
  21. CRS txting me every day over old Pixie Loans

    Hello, I have the following issue and was...

    Started by Alijeee‎, 12th May 2017 15:18
    2 Pages
    1 2
    crs, day, every, letters, txting
    • Replies: 21
    • Views: 1,584
    fkofilee
    14th May 2017, 17:19 Go to last post
  22. Debt from 2013

    Hi I went through a bad patch in my life...

    Started by chris34720‎, 8th May 2017 10:44
    • Replies: 3
    • Views: 601
    fkofilee
    8th May 2017, 13:10 Go to last post
  23. Dmp's and loans 2 go(2 Viewing) 

    Hi all, Quick question that may be a bit...

    Started by barrwad909‎, 28th April 2017 07:31
    • Replies: 6
    • Views: 1,156
    fkofilee
    5th May 2017, 07:39 Go to last post
  24. Old PDL debt sold to PRAC, deed poll name change since and default

    Hello, One of my old payday loans has...

    Started by nataku‎, 3rd May 2017 12:38
    change, debt, default, name, old, sold
    • Replies: 2
    • Views: 845
    nataku
    3rd May 2017, 15:31 Go to last post
  25. Having a payday loan will screw your credit rating

    Yesterday had an appointment with the...

    Started by obiter dictum‎, 28th April 2017 11:04
    • Replies: 7
    • Views: 970
    fkofilee
    30th April 2017, 10:53 Go to last post


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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