Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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The Consumer Forums: Credit Reference Agencies

  1. Sticky Threads
  2. Sticky Thread Sticky: Closed: Free Credit Reports For Life You Say?(1 Viewing) 

    Well the day has arrived.... The world is...

    Started by fkofilee‎, 16th April 2017 20:21
    • Replies: 0
    • Views: 3,396
    fkofilee
    16th April 2017, 20:21 Go to last post
  3. Sticky Thread Sticky: Online Credit Reports for just 2

    https://www.gov.uk/government/news/online-cre...

    Started by citizenB‎, 9th May 2015 11:06
    • Replies: 11
    • Views: 18,164
    Andyorch
    14th March 2016, 21:34 Go to last post
  4. Sticky Thread Sticky: Closed: @ExperianExperts Settled Or Satisfied? That Is The Question...

    Many questions have been raised about Credit...

    Started by fkofilee‎, 26th February 2016 16:50
    • Replies: 0
    • Views: 3,774
    fkofilee
    26th February 2016, 16:50 Go to last post
  5. Sticky Thread Sticky: Closed: Consumer Credit (Credit Reference Agency) Regulations 2000.

    Inaccurate credit files If you believe...

    Started by Andyorch‎, 2nd September 2015 22:24
    2000, agency, consumer, credit, reference, regulations
    • Replies: 0
    • Views: 3,484
    Andyorch
    2nd September 2015, 22:24 Go to last post
  6. Sticky Thread Sticky: Closed: Equifax tips for consumers

    http://www.equifax.co.uk/About-us/Press_relea...

    Started by MARTIN3030‎, 26th June 2011 18:58
    3 Pages
    1 2 3
    • Replies: 46
    • Views: 32,903
    tallorder
    18th February 2015, 12:48 Go to last post
  7. Thumbs up Sticky Thread Sticky: CAG CRA S.A.R Club

    If I wanted to S.A.R - (Subject Access...

    Started by sosumi‎, 31st August 2007 21:15
    65 Pages
    1 2 3 4 5 ... 65
    • Replies: 1,292
    • Views: 222,699
    joesoap
    3rd December 2012, 06:38 Go to last post
  8. Thumbs up Sticky Thread Sticky: 'C.R.A.'s Archiving Our Data Over 6 Years Old'

    This thread has emerged out of Sosumi's...

    Started by renegotiation‎, 29th March 2008 00:12
    3 Pages
    1 2 3
    • Replies: 54
    • Views: 44,692
    BRIGADIER2JCS
    25th November 2012, 10:42 Go to last post
  9. Sticky Thread Sticky: Closed: Guidance index: data protection, privacy and electronic communications

    This is guidance for business from the...

    Started by MARTIN3030‎, 5th September 2011 09:18
    • Replies: 0
    • Views: 9,332
    MARTIN3030
    5th September 2011, 09:18 Go to last post
  10. Exclamation Sticky Thread Sticky: N Hunter Limited - The Secret Credit Reference Agency!

    N Hunter Limited (now owned by the Experian...

    Started by TheAnalyst‎, 17th June 2008 14:16
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 133
    • Views: 130,558
    davidscreditfile
    26th August 2011, 13:28 Go to last post
  11. Forum Threads
  1. Arrow put debt back on Experian with bogus default date - OCs DN was 2006!!

    Hi, long time no post. asfaiwa my finances...

    Started by joan_of_arc‎, 8th July 2017 18:48
    3 Pages
    1 2 3
    2006, arrow, creditor, debt, default, even, experian, global, orig, showing, though, was
    • Replies: 45
    • Views: 5,319
    ericsbrother
    11th August 2017, 16:18 Go to last post
  2. Deceased Person's Credit File(1 Viewing) 

    Hello Everyone! As referenced in the thread...

    Started by tedney‎, 2nd August 2017 20:43
    credit, deceased, file, person
    • Replies: 18
    • Views: 1,893
    Ethel Street
    11th August 2017, 07:48 Go to last post
  3. 'Settled' debt/closed accounts-request removal or is it automatic?

    Rather than bankruptcy*at this stage, I...

    Started by confusedbunny‎, 31st July 2017 22:32
    • Replies: 4
    • Views: 762
    confusedbunny
    5th August 2017, 13:23 Go to last post
  4. Question About Credit File Updates

    Hi Guys, I want to apply for a 0% credit...

    Started by Zinnia‎, 15th July 2017 15:39
    about, credit, file, question, updates
    • Replies: 2
    • Views: 782
    dx100uk
    15th July 2017, 16:21 Go to last post
  5. @EquifaxUK Equifax

    I noticed that Clearscore didn't show my RBS...

    Started by brokenhome‎, 5th July 2017 16:55
    2 Pages
    1 2
    equifax, noodle, stup
    • Replies: 24
    • Views: 1,784
    brokenhome
    14th July 2017, 17:57 Go to last post
  6. Removing Closed Accounts from File

    Has anyone had any success in removing...

    Started by roverman‎, 6th June 2017 14:19
    accounts, closed, file, from, removing
    • Replies: 5
    • Views: 4,302
    dx100uk
    7th June 2017, 11:23 Go to last post
  7. Protective Registration

    Hi, My Clearscore report has just...

    Started by albob222001‎, 25th May 2017 21:58
    protective, registration
    • Replies: 1
    • Views: 1,991
    renegadeimp
    25th May 2017, 22:11 Go to last post
  8. Credit agencies DO remove entries whilst in dispute then?

    I noticed on my credit report some...

    Started by wakeywakey‎, 4th March 2015 16:41
    agencies, credit, debt, disputed, have, investigating, reference, remove, whilst
    • Replies: 4
    • Views: 6,337
    dx100uk
    25th April 2017, 02:29 Go to last post
  9. Credit File and partial payment

    Hi Wondered if anyone could help?? I...

    Started by SamDebt‎, 6th April 2017 14:37
    and, credit, debt, file, partial, payment, payplan, stepchange, westcott
    • Replies: 6
    • Views: 2,106
    dx100uk
    6th April 2017, 17:13 Go to last post
  10. Clearscore....a little misleading ?

    Hi Everyone, First post so please be...

    Started by FIRES999‎, 3rd April 2017 05:32
    clearscore, little, misleading
    • Replies: 4
    • Views: 1,278
    renegadeimp
    3rd April 2017, 13:57 Go to last post
  11. how much a default affects your credit score(4 Viewing) 

    After Watching The Tonight Program With...

    Started by postggj‎, 8th May 2009 20:38
    5 Pages
    1 2 3 4 5
    • Replies: 80
    • Views: 110,434
    ericsbrother
    31st March 2017, 17:22 Go to last post
  12. aa loan delayed default

    I have been in financial difficultie for a...

    Started by owen2015‎, 14th March 2017 21:15
    default, delayed, loan
    • Replies: 7
    • Views: 2,779
    owen2015
    15th March 2017, 13:35 Go to last post
  13. Clearscore Minimum Payment Marker

    My Clearscore report has updated today and I...

    Started by albob222001‎, 24th February 2017 03:20
    clearscore, marker, minimum, payment
    • Replies: 1
    • Views: 3,024
    Stigman
    24th February 2017, 10:19 Go to last post
  14. Noddle, the Minimum Payment Marker and Lenders abusing it

    I have contacted the credit reference agency...

    Started by hacksaw‎, 22nd February 2017 12:06
    abusing, and, lenders, marker, minimum, noddle, payment, the
    • Replies: 0
    • Views: 757
    hacksaw
    22nd February 2017, 12:06 Go to last post
  15. Lowell

    I would just like a bit of...

    Started by gwk‎, 15th February 2017 08:51
    lowell
    • Replies: 2
    • Views: 1,420
    dx100uk
    15th February 2017, 12:44 Go to last post
  16. Lowell..and disputed Tmobile debt

    Hi All, I've been a member here for a...

    Started by old shaver‎, 12th January 2016 15:23
    2 Pages
    1 2
    but, debt, here, lowell, not, old, popular, round
    • Replies: 28
    • Views: 2,653
    Andyorch
    14th February 2017, 23:31 Go to last post
  17. Equifax - defaulted / partially satisfied debt entry.

    Good afternoon folks, I have been looking...

    Started by Urkood‎, 12th February 2017 12:10
    • Replies: 4
    • Views: 853
    dx100uk
    12th February 2017, 13:13 Go to last post
  18. Director Search On Credit Report

    Hello, I checked my statutory credit report...

    Started by WanderingMan‎, 7th February 2017 14:46
    credit, director, report, search
    • Replies: 2
    • Views: 1,137
    ericsbrother
    8th February 2017, 13:54 Go to last post
  19. A negative on my credit file

    I have just turned 60 and my credit file has...

    Started by afcwben‎, 18th October 2016 10:43
    credit, file, negative
    • Replies: 5
    • Views: 4,623
    Jim Davis
    19th January 2017, 19:01 Go to last post
  20. Does registering with Credit Reference Agencies give out my address to debt collectors?

    Hi ya I just registered with them and two...

    Started by Scottydog2256‎, 16th January 2017 18:10
    • Replies: 5
    • Views: 1,016
    maroondevo52
    16th January 2017, 22:49 Go to last post
  21. Your thoughts , Why it is important to generate your credit file

    I have just found out something worrying via...

    Started by bankerbuster‎, 12th January 2017 14:05
    credit, file, generate, important, thoughts, why, your
    • Replies: 4
    • Views: 905
    ericsbrother
    13th January 2017, 12:13 Go to last post
  22. VWFS and Equifax

    I had car finance with VWFS, in 2011 I...

    Started by Terry1975‎, 20th December 2016 16:46
    and, equifax, vwfs
    • Replies: 7
    • Views: 3,760
    Terry1975
    10th January 2017, 15:14 Go to last post
  23. Credit Report - Duplicate Entry

    Hi all, Sorry if this is in the wrong...

    Started by truaguns‎, 22nd December 2016 11:56
    credit, duplicate, entry, report
    • Replies: 2
    • Views: 893
    Andyorch
    22nd December 2016, 23:39 Go to last post
  24. Anyone heard of Affinion CVAL ML - They have Searched by Credit File

    Just checked on Annual Credit and the above...

    Started by harrassed senior‎, 25th March 2011 17:41
    • Replies: 9
    • Views: 15,000
    Andyorch
    21st December 2016, 11:18 Go to last post
  25. Delinquent account but no default.

    Hi, I have found some info on this...

    Started by therealgeorgebush‎, 18th March 2014 19:10
    account, but, default, delinquent
    • Replies: 10
    • Views: 5,596
    obiter dictum
    7th December 2016, 12:11 Go to last post


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