Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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The Consumer Forums: Credit Reference Agencies

  1. Sticky Threads
  2. Sticky Thread Sticky: Closed: Credit Reference Agency Guide - The A Z of Understanding and Managing your rating

    The Consumer Action Group Guide to...

    Started by fkofilee‎, 3rd October 2017 23:03
    • Replies: 0
    • Views: 1,110
    fkofilee
    3rd October 2017, 23:03 Go to last post
  3. Sticky Thread Sticky: Closed: Free Credit Reports For Life You Say?

    Well the day has arrived.... The world is...

    Started by fkofilee‎, 16th April 2017 21:21
    • Replies: 0
    • Views: 4,546
    fkofilee
    16th April 2017, 21:21 Go to last post
  4. Sticky Thread Sticky: Online Credit Reports for just 2

    https://www.gov.uk/government/news/online-cre...

    Started by citizenB‎, 9th May 2015 12:06
    • Replies: 11
    • Views: 19,492
    Andyorch
    14th March 2016, 22:34 Go to last post
  5. Sticky Thread Sticky: Closed: @ExperianExperts Settled Or Satisfied? That Is The Question...

    Many questions have been raised about Credit...

    Started by fkofilee‎, 26th February 2016 17:50
    • Replies: 0
    • Views: 4,516
    fkofilee
    26th February 2016, 17:50 Go to last post
  6. Sticky Thread Sticky: Closed: Consumer Credit (Credit Reference Agency) Regulations 2000.

    Inaccurate credit files If you believe...

    Started by Andyorch‎, 2nd September 2015 23:24
    2000, agency, consumer, credit, reference, regulations
    • Replies: 0
    • Views: 4,249
    Andyorch
    2nd September 2015, 23:24 Go to last post
  7. Sticky Thread Sticky: Closed: Equifax tips for consumers

    http://www.equifax.co.uk/About-us/Press_relea...

    Started by MARTIN3030‎, 26th June 2011 19:58
    3 Pages
    1 2 3
    • Replies: 46
    • Views: 35,272
    tallorder
    18th February 2015, 13:48 Go to last post
  8. Thumbs up Sticky Thread Sticky: CAG CRA S.A.R Club(1 Viewing) 

    If I wanted to S.A.R - (Subject Access...

    Started by sosumi‎, 31st August 2007 22:15
    65 Pages
    1 2 3 4 5 ... 65
    • Replies: 1,292
    • Views: 232,543
    joesoap
    3rd December 2012, 07:38 Go to last post
  9. Thumbs up Sticky Thread Sticky: 'C.R.A.'s Archiving Our Data Over 6 Years Old'

    This thread has emerged out of Sosumi's...

    Started by renegotiation‎, 29th March 2008 01:12
    3 Pages
    1 2 3
    • Replies: 54
    • Views: 47,082
    BRIGADIER2JCS
    25th November 2012, 11:42 Go to last post
  10. Sticky Thread Sticky: Closed: Guidance index: data protection, privacy and electronic communications

    This is guidance for business from the...

    Started by MARTIN3030‎, 5th September 2011 10:18
    • Replies: 0
    • Views: 10,019
    MARTIN3030
    5th September 2011, 10:18 Go to last post
  11. Exclamation Sticky Thread Sticky: N Hunter Limited - The Secret Credit Reference Agency!

    N Hunter Limited (now owned by the Experian...

    Started by TheAnalyst‎, 17th June 2008 15:16
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 133
    • Views: 135,652
    davidscreditfile
    26th August 2011, 14:28 Go to last post
  12. Forum Threads
  1. Bill:rent & council tax reporting to cras

    Creditworthiness Assessment Bill 2017-19 ...

    Started by dieantwort‎, 24th November 2017 17:12
    • Replies: 1
    • Views: 539
    Ford
    24th November 2017, 20:00 Go to last post
  2. DSAR Delaying agenda National Hunter

    Sent a DSAR to National Hunter. This DSAR...

    Started by obiter dictum‎, 18th November 2017 20:11
    agenda, delaying, dsar, hunter, national
    • Replies: 4
    • Views: 740
    ericsbrother
    20th November 2017, 12:03 Go to last post
  3. New Late payments markers!!!

    Hi I hope someone on here can help me with...

    Started by fredsed‎, 25th October 2017 19:00
    • Replies: 5
    • Views: 645
    fredsed
    19th November 2017, 18:06 Go to last post
  4. 'Settled' debt/closed accounts-request removal or is it automatic?

    Rather than bankruptcy*at this stage, I...

    Started by confusedbunny‎, 31st July 2017 23:32
    • Replies: 7
    • Views: 1,847
    Ford
    4th November 2017, 16:31 Go to last post
  5. Noddle Short Term Loans

    Noddle seem to list normal long term loans...

    Started by catquest‎, 25th October 2017 10:11
    loans, noddle, short, term
    • Replies: 2
    • Views: 554
    fkofilee
    27th October 2017, 19:04 Go to last post
  6. Credit score Vs Offer of employment

    In 2008, I entered a DMP, never missed a...

    Started by Justin Time‎, 25th October 2017 06:17
    credit, employment, offer, score
    • Replies: 4
    • Views: 687
    Justin Time
    26th October 2017, 05:48 Go to last post
  7. Default drop offs

    Hi guys If a default date is 23rd October...

    Started by toshyboy‎, 23rd October 2017 20:43
    • Replies: 2
    • Views: 503
    toshyboy
    24th October 2017, 10:36 Go to last post
  8. What is the point of checking your credit file??

    You are encouraged to check your credit file...

    Started by robingetz‎, 29th September 2017 14:32
    checking, credit, file, point, the, what, your
    • Replies: 13
    • Views: 1,566
    Old Cogger
    16th October 2017, 12:36 Go to last post
  9. Free trial credit reports from Callcredit-warning to all about links to PDL Companies.

    It appears that there are a number of...

    Started by MARTIN3030‎, 16th November 2011 13:48
    • Replies: 9
    • Views: 3,509
    ericsbrother
    5th October 2017, 12:05 Go to last post
  10. RSS feed Equifax replaces staff after data breach

    More...

    Started by NewsBot‎, 17th September 2017 09:30
    • Replies: 1
    • Views: 788
    ericsbrother
    18th September 2017, 12:49 Go to last post
  11. Default filed by bt at old address on credit report, but I DID inform them!

    Hi all I'll keep this as short as I can...

    Started by GaryHatesPaypal‎, 31st August 2017 19:19
    • Replies: 2
    • Views: 4,381
    GaryHatesPaypal
    31st August 2017, 21:29 Go to last post
  12. Free credit report link

    Very good link for free credit report from...

    Started by cruzhughes‎, 24th August 2017 12:57
    credit, free, link, report
    • Replies: 1
    • Views: 2,412
    fkofilee
    24th August 2017, 18:08 Go to last post
  13. Deceased Person's Credit File

    Hello Everyone! As referenced in the thread...

    Started by tedney‎, 2nd August 2017 21:43
    credit, deceased, file, person
    • Replies: 18
    • Views: 2,576
    Ethel Street
    11th August 2017, 08:48 Go to last post
  14. Question About Credit File Updates

    Hi Guys, I want to apply for a 0% credit...

    Started by Zinnia‎, 15th July 2017 16:39
    about, credit, file, question, updates
    • Replies: 2
    • Views: 1,285
    dx100uk
    15th July 2017, 17:21 Go to last post
  15. @EquifaxUK Equifax

    I noticed that Clearscore didn't show my RBS...

    Started by brokenhome‎, 5th July 2017 17:55
    2 Pages
    1 2
    equifax, noodle, stup
    • Replies: 24
    • Views: 2,903
    brokenhome
    14th July 2017, 18:57 Go to last post
  16. Removing Closed Accounts from File

    Has anyone had any success in removing...

    Started by roverman‎, 6th June 2017 15:19
    accounts, closed, file, from, removing
    • Replies: 5
    • Views: 4,725
    dx100uk
    7th June 2017, 12:23 Go to last post
  17. Protective Registration

    Hi, My Clearscore report has just...

    Started by albob222001‎, 25th May 2017 22:58
    protective, registration
    • Replies: 1
    • Views: 2,347
    renegadeimp
    25th May 2017, 23:11 Go to last post
  18. Credit agencies DO remove entries whilst in dispute then?

    I noticed on my credit report some...

    Started by wakeywakey‎, 4th March 2015 17:41
    agencies, credit, debt, disputed, have, investigating, reference, remove, whilst
    • Replies: 4
    • Views: 6,686
    dx100uk
    25th April 2017, 03:29 Go to last post
  19. Credit File and partial payment

    Hi Wondered if anyone could help?? I...

    Started by SamDebt‎, 6th April 2017 15:37
    and, credit, debt, file, partial, payment, payplan, stepchange, westcott
    • Replies: 6
    • Views: 2,546
    dx100uk
    6th April 2017, 18:13 Go to last post
  20. Clearscore....a little misleading ?

    Hi Everyone, First post so please be...

    Started by FIRES999‎, 3rd April 2017 06:32
    clearscore, little, misleading
    • Replies: 4
    • Views: 1,882
    renegadeimp
    3rd April 2017, 14:57 Go to last post
  21. how much a default affects your credit score

    After Watching The Tonight Program With...

    Started by postggj‎, 8th May 2009 21:38
    5 Pages
    1 2 3 4 5
    • Replies: 80
    • Views: 118,851
    ericsbrother
    31st March 2017, 18:22 Go to last post
  22. aa loan delayed default

    I have been in financial difficultie for a...

    Started by owen2015‎, 14th March 2017 22:15
    default, delayed, loan
    • Replies: 7
    • Views: 3,189
    owen2015
    15th March 2017, 14:35 Go to last post
  23. Clearscore Minimum Payment Marker

    My Clearscore report has updated today and I...

    Started by albob222001‎, 24th February 2017 04:20
    clearscore, marker, minimum, payment
    • Replies: 1
    • Views: 3,362
    Stigman
    24th February 2017, 11:19 Go to last post
  24. Noddle, the Minimum Payment Marker and Lenders abusing it

    I have contacted the credit reference agency...

    Started by hacksaw‎, 22nd February 2017 13:06
    abusing, and, lenders, marker, minimum, noddle, payment, the
    • Replies: 0
    • Views: 1,067
    hacksaw
    22nd February 2017, 13:06 Go to last post
  25. Lowell

    I would just like a bit of...

    Started by gwk‎, 15th February 2017 09:51
    lowell
    • Replies: 2
    • Views: 1,760
    dx100uk
    15th February 2017, 13:44 Go to last post


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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