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CAG Products - We think that these will help you to make your claim or Reclaim your Right

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Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


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Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Cooperative Bank - We Don't Want Your Business
Is Jon Bowen Head of Direct Sales or just a very confused person?
Published by SteveJE
22nd November 2007
Angry Cooperative Bank - We Don't Want Your Business

I completed the Cooperative Bank's online application form for a current account. My partner has been one of the Bank's account holders for over 30 years. He also has a current account with Smile, part of the Cooperative Bank, who advised this course of action.

On 13 November 2007 I received a letter from Jon Bowen, who calls himself 'Head of Sales'. The letter began:

'I am delighted to tell you that subject to a few formalities, we have approved your application in principle.'

On 14 November 2007 the same Jon Bowen, who overnight had changed his job title to 'Head of Direct Sales', wrote:

'After careful consideration we are unable to open the account that you requested'.

Mr Bowen is clearly a very confused man.

I phoned the number the bank provided on its two letters to be informed by a very pleasant young woman who said her name was Natalie, that Mr Bowen doesn't have a telephone number and that if I wanted to contact him I would have to write a letter.

I will be writing to ask Mr Bowen for an explanation and will include the cut up Cooperative Bank credit card of my partner who has been one of it's customers for over thirty years.
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