consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Employment Problems

Employment Problems Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 14th June 2008, 19:56   #1 (permalink)
Galway Girl
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 17
Galway Girl Novitiate
Default Employment Tribunal DDA

Hello I need your advice again....

Briefly - partner has an Employment Tribunal complaint lodged for Disability Discrimination/failure to make reasonable adjustments. Been unable to work because the failure to make adjustments caused an accident and aggravated the disabilty preventing partner from returning to work.

Been on longterm sick - no prospect of returning in the near future and Employer looking to dismiss under capability rules.

The options as the Employer offers are:-

12 weeks notice of termination with pay
Full or Partial ill health retirement
Voluntary Early retirement with Voluntary Redundancy

The voluntary redundancy is the same package offered to everyone else at the place of work and and a number have already taken it with early pension. However, the only way my partner can take this option is to sign a Compromise Agreement and agree to drop the ET DDA claim. Now the redundacny package offered to my partner is no better than anyone else (i.e no enhancement) and clearly not in our interest. Therefore, my question is surely by asking for the signing of a compromise agreement is once again less favourable treatment/further discrimination for a reason related to disability and the pending DDA case. I believe it is victimisation but I would welcome your thoughts and views. No one else that took redundancy was asked to sign a compromise agreement!!!
Galway Girl is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th June 2008, 00:54   #2 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: Employment Tribunal DDA

bump
old_andrew2007 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th June 2008, 08:08   #3 (permalink)
Galway Girl
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 17
Galway Girl Novitiate
Default Re: Employment Tribunal DDA

What is the process when asked to attend a Capability Disciplinary meeting? i.e is it a hearing where you can request more time or make suggestions for ways to get you back to work or is it a foregone conclusion that they are going to sack you if you do not resign voluntarily on the day??

Another hypothetical question.

If employee has no option but to return to work because the other options available are not financially viable and health situation is looking brighter because of new treatment available on the market. Provided employee gives a return to work date at the Disciplinary/Capability meeting can the employer still go ahead and sack under capability.

Just brainstorming - would appreciate your views as its all a bit complex for me!!

Thanks G Girl
Galway Girl is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th July 2008, 09:14   #4 (permalink)
Galway Girl
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 17
Galway Girl Novitiate
Default Re: Employment Tribunal DDA

Hope you can help..... the saga continues...

Complaint lodged with ET for discrimination and failure to make reasonable adjustments etc. and also personal injury claim in progress for injury caused as a result of the failure to make the requested reasonable adjustments. Future losses will be significant as the ability to return to work is diminishing because of health situation and ill heath retirement is approx 50% of previous earnings.

Trade Union would prefer that the Employment Tribunal case is dropped in favour of the personal injury claim!! Their opinion is that damages awarded at County Court for loss of pay and future earnings are far higher than at Employment Tribunal.

Now call me a cynic but I am suspicous - I know the Personal Injury claim is on a 'no win no fee' basis and therefore costs can be awarded by the other side. However, at the Employment Tribunal the costs have to be paid for by the Union. Plus by not going to Tribunal the Company are effectively being let-off for the failings and the Insurance Company are carrying the can.

Is there any truth in the arguement put forward by the Union that it is better to deal with this as simply a personal injury claim. Or will they (Union and employer) be 'better off' by this arrangement??

Has anyone else had a similar experience?

Hope to hear from you

GG
Galway Girl is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th July 2008, 12:01   #5 (permalink)
djgordyp
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 310
djgordyp Novitiate
Default Re: Employment Tribunal DDA

Of course the union would prefer the personal injury claim. Have read of the thread entitled Unions, in this section.
You may or may not get more from a personal injury claim. But if you can get boh then why not'
djgordyp is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Employment Tribunal Award lynn76 Employment Problems 11 19th October 2008 20:00
Employment Tribunal Question GlasweJen General Consumer Issues 8 31st July 2008 20:31
Urgent help required in regards to Employment Tribunal star88 Employment Problems 22 20th January 2008 12:58
Employment Tribunal Query hackers0ns Employment Problems 3 21st October 2007 14:06
Employment Tribunal WON!! Now what do i do? shane5408 General Consumer Issues 1 3rd June 2007 19:07




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.