consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Employment Problems

Employment Problems Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 23rd May 2008, 16:24   #1 (permalink)
trundlecat
Classic Account Customer
 
trundlecat's Avatar
Default "Unfair Dismissal"?

Hi Folks,

I'm rolling up my sleves for a fight here but I'm having a bit of a problem re the 1 year rule so hoping someone can clarify.

My DH is a manager for a medium sized construction comapny. Said company decided before xmas they would bring on baord another director & expand the company. At this time a memo was sent out to all staff outlining the plans & staing very clearly that "no employee" would loose their jobs to this process. Yes, you've guessed it, my DH has lost his job to this process.

He got home early from work on Tuesday minus company car, phone & lap-top & with 4 days notice. How nice of them. Nicest thing of all is it would appear the descision to let him go was made that very morning. A 10am meeting for all staff was cancelled & he was called in to the office. His line manager was then called in after him (he lost his job too, he'd been with the comapny 11 months).

Anyway, this is aparently redundancy due to there not being enough work to keep the two of them on. I'm pretty sure they've gone about this all the worng way & would love to hear from anyone who can clarify that for me.

To add insult to injury they're now hanging on to monies owed. £400 expenses DH is owed should have gone in the bank today. Nothing has gone in. On phoning the accounts manager it will aparently go in on the 28th along with his last mnth's salary which will be a day late (so I now have to alter upteen direct debits).

We know DH can always find work (tradesman before he went into management) but it's the principal of this whole thing that is really getting to us. The reason we think this descision was made is that next month is bonus month & we know the bonuses are going to be paid. Onviously doing what they have has saved them 2 people's wages & their bonus (equivalent of a months wage). We really & honestly do think it is a simple as that. A snap descision made that morning & action taken on that descison immediately. Does my DH have a leg to stand on here regarding unfair dismissal or are his employers correct in assuming because he's been there less than a year he's an easy cost cutting option with no rights?

Many thanks for reading,
TC

P.S. Please excuse bad spelling & grammar, trying to quickly batter this out before I pick the boys up from nursery.
__________________
Yorkshire Bank £2201.24 - Settled in full
My Abbey £731.34 - Settled in full
Hubby's Abbey £1239.49 - Settled in full
trundlecat is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 20:47   #2 (permalink)
trundlecat
Classic Account Customer
 
trundlecat's Avatar
Default Re: "Unfair Dismissal"?

Quick update, I am preparing a case for breach of contract as said contract clearly states 1 months notice from either party. Unsure yet as to weather this has to be via ET or county court, I'm hoping to go down the small claims route as it should be cut & dried (have all the paperwork needed). Will update after a bit more research.
trundlecat is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 20:55   #3 (permalink)
Sidewinder
Platinum Account Customer
 
Sidewinder's Avatar
Default Re: "Unfair Dismissal"?

Very sorry to hear about the situation - can you clarify exactly how long he has worked for this company and what, in writing has been explained to him about the reason for his dismissal? What (if anything) is in his contract about bonuses and how much notice is he being paid for? Who will now be doing the job?

Sorry - was writing my post whilst you added a second.....breach of contract is certainly the first angle to look at.

Last edited by Sidewinder; 23rd May 2008 at 20:58. Reason: Updated in the light of Post #2
Sidewinder is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 21:07   #4 (permalink)
BeauBrummie
Gold Account Customer
Default Re: "Unfair Dismissal"?

Hi TC,

Sorry to hear about the trouble with this employer, as well as info that Sidewinder has asked of you, you will need to get hold of the companies greivance procedure and then raise one in writing. You need to be seen to follow the correct path and let them make the mistakes. You already have a fair bit of damming evidence so you need to build the case logically. Should this get to ET you will then have all the evidence for your claim.

Most ET cases are lost by either party by not following employment legislation procedure so take your time, and you should be ok.

BB
__________________
Charges succsessfully claimed back from:
First Direct
Nat West
Barclaycard
Alliance+Leic


Mint CCA sent as yet no reply
Nat West M/C CCA sent as yet no reply
Barclaycard CCA sent as yet no reply
Egg DCA Court Claim issued then discontinued ***(WON)****




Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view
BeauBrummie is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 21:30   #5 (permalink)
caro
Site Team
 
caro's Avatar
Default Re: "Unfair Dismissal"?

Hi Trunny. I hope your DH's company realise they picked on the wrong person to cross.

Can't offer any advice but we both know others will be able to and this link looks useful Redundancy: Introduction : Directgov - Employment

Go get 'em girl.
__________________


FAQs and step-by-step instructions for reclaiming

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
caro is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 23:19   #6 (permalink)
trundlecat
Classic Account Customer
 
trundlecat's Avatar
Default Re: "Unfair Dismissal"?

Hi Caro! Very nice to see & familiar & friendly face around. Hubby's employers don't have a clue the wrath they have just unleashed.... but they WILL rue the day lol. Big P*ss off factor about all this is that DH had 3 job offers last Oct & chose this one as they swore blind they were up to their eyes in work & they seemed to be the safest bet out of the 3. We live & learn. It seems inherent in the industry that if the books look like they might not balance the 1st option taken is to lay off employees who have been there less than 12 months, it's terrible.

Hi Sidewinder & BB, thanks very much for your responses. DH started work on 7 Oct last year so it's 7 months in. Probationary period was 3 months so we're well out of that. Contract states 1 month notice. Letter of termination of employment states "for various reasons the company has had to make the difficult descision to give you notice to end your employment with us". Verbal reason was due to not enough work to justify his position. There are still contracts running & we think the new contracts director (& instigation of this cost cutting exercise) has taken on the work DH was doing. Now, here is where it gets "iffy". New contracts director was taken on due to him aparently bringing with him a LOT of contracts, however, none materialised so the general frame of mind is that to justify his position DH & his manager have lost their jobs to lower the wages bill & give new director something to do.

Dilema: DH is on gardening leave for his notice period, his official last day is Tue. He has been promised a letter of reference but if he starts the grievance procedure on Tue I think we can kiss bye bye to that. So, is he allowed to start the grievance procedure after his employment is terminated?

My train of though: I would rather not go down the ET route as I have the hard facts of a breach of contract in front of me. DH doesn't want to work for them anymore, we just want the extra months cash & car compensation to which he is entitled. To hell with them, he'll have a new & better job within the month. He & his manager were axed to show an immediate drop on outgoing accounts so we just want to hit them where it's gonna hurt most (on the accounts), pocket the procedes & run. As far as I can see it's a simple fact of them oweing money so I should, theoretically, just be able to issue a request & if it isn't paid take them to court for it..... or am I being too simplistic here?

Thanks,
TC
trundlecat is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 23:56   #7 (permalink)
trundlecat
Classic Account Customer
 
trundlecat's Avatar
Default Re: "Unfair Dismissal"?

Here I am again posting as my mind is going lol (by heck, it's just like the old days with YB).

This actually happened to hubby back in 2005 with a different company so I'm gonna test the water & theory by sending a demand for monies owed due to breach of contract from back then. 5 year limit for the county court so may as well give it a go. Heck, all the judge can do is laugh & tell me to get lost & you never know, they might just pay up before we get to that. Either way it'll test the water for dealing with this bunch of clowns cos they're the one's I'm really after. I'll be looking up points of law over the weekend & a letter will be sent registered post on Tuesday. Shy kids get no sweets!
trundlecat is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th May 2008, 00:26   #8 (permalink)
caro
Site Team
 
caro's Avatar
Default Re: "Unfair Dismissal"?

LOL Trunny. Sounds like a plan. I can't imagine you ever going without sweets!
__________________


FAQs and step-by-step instructions for reclaiming

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
caro is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Constructive Dismissal - grandfather called a "Jew gassing Nazi" demonlady Employment Problems 4 8th December 2007 06:10
HFC claim for 4k in the county court, inc £730 "collection charge". Maybe unfair too? Dosymickkeane General Debt Issues 0 21st August 2007 17:33
FSA Undertakings under "Unfair Terms in Consumer Contracts Regulations 1999" jdey123 General Consumer Issues 0 26th April 2007 12:42
Read the FAQ, confused- "Unfair charges" Kashume HSBC Bank 6 6th January 2007 10:02
Lloyds "Final Response" means no "Stay"? ianbrown Lloyds Bank 9 4th October 2006 13:27




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.