consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Employment Problems

Employment Problems Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 17th May 2008, 00:03   #1 (permalink)
Yankeeruinx
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 86
Yankeeruinx Novitiate
Angry Employer stealing my money!! Help please

Hi I'm a chef in part of a big chain pub/restaurant and the company I work for has been screwing me over for years. The most recent thing is that now after we have worked 6 hours on a shift we get half an hour deducted from our wages automatically. There has been no warning of this happening the company has just done it and we didn't know about it until we got our wage slips today and we were some hours short.
Now I'm lead to believe that any changes like this are supposed to sent to you in writing before they implement them and we have had no such warning. Its extremely frustrating as for example if I do the night shift then I will work 4.30pm and finish at around 10.30/11.00pm so just over the 6 hours. Now we don't get any breaks and work straight through so what am I supposed to do at 10.30 when we are just about finished go sit down for half an hour and then come back and finish up or do I finish up and lose half an hour pay.
This isn't the first thing the company has done though, when I started we would do 40 hours then get paid time and a half for anything over. Then we were forced to sign new contracts or lose our job to change it to 48 hours before you get time and a half. Then they didn't even bother with making us sign a new contract and just made it that you don't get paid anything if you work over 48 hours, which you frequently have to do as we are short staffed because no one wants to work for the minimum wage they pay us.
Has anyone got any advice on if anything can be done to stop them doing this or if it is legal for them to do this without telling us?
Thanks for your help

Oh just remembered another thing. At the start of February I had 2.5 days holiday left which had not been paid to me. I had the time off but they forgot to pay me for it so I asked them if they could put it through the following week so that I would get paid for it. They agreed but when my wage slip arrived the following week it had not been paid and I had 2.5 holidays left still. I asked them again to make sure they paid it this week they said they forgot and would do it. Again they forgot and it never got paid. Then when March hit I got my wage slip still not being paid my holiday to find that the holidays were now gone.
I was told that I had to use them up before March as thats the start of the new year so anything you have left at the end of February is removed and not paid. I said that I had told them all month to put the holidays through and they just said well you had the time off which yes I did but I didn't get paid for it. Now they say there is nothing they can do as its the start of a new year

Last edited by Yankeeruinx; 17th May 2008 at 00:58. Reason: Remembered something else they did
Yankeeruinx is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th May 2008, 21:56   #2 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: Employer stealing my money!! Help please

Hi

Just a short reply to BUMP your thread


Andy
old_andrew2007 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th May 2008, 16:17   #3 (permalink)
Cellbar
Basic Account Customer
Default Re: Employer stealing my money!! Help please

Hi there - they are supposed to advise you of any contractural changes, and they should give you at least 28 days notice I believe. Firstly, as ever, I would seek advice from ACAS, as it looks as if they are utilising the Working Time Regulations, but they are using it to their own advantage. Under this, you have to have a minimum 30 minute break after working 6 hours: The basic rights and protections that the Regulations provide are:a limit of an average of 48 hours a week which a worker can be required to work (though workers can choose to work more if they want to).a limit of an average of 8 hours work in 24 which nightworkers can be required to work.a right for night workers to receive free health assessments.a right to 11 hours rest a day.a right to a day off each week.a right to an in-work rest break if the working day is longer than 6 hours.a right to 4 weeks paid leave per year.The thing is, if you do not put in a grievance about it, you are deemed to accept it after a period of time anyway, so put something in writing to them. The same with your holiday pay. You do have rights in this area, and their lack of correct procedure and admin practices is not your fault. Do you have anything documented in relation to your requests and their responses etc? It is always best to put things in writing so that everything is documented and they cannot go back on things that have been said.
Cellbar is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th May 2008, 18:30   #4 (permalink)
Yankeeruinx
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 86
Yankeeruinx Novitiate
Default Re: Employer stealing my money!! Help please

Thanks for the advice I will ring them and see what they say.
Yankeeruinx is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Ex 'employer' demanding return of money givemesomepeaceofmind Employment Problems 5 12th April 2008 10:15
Please help old employer requesting money Jane1966 Employment Problems 5 15th February 2008 10:40
employer took money after over payment bio hazard Employment Problems 2 1st January 2008 16:33
Hi, im new. Regarding ATM stealing my money. easypeasy72 Welcome to the Consumer Forums 1 16th June 2007 02:36
Ex employer wants my money! tnoemis Debt Collection Industry 5 3rd May 2007 10:22




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.