consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Employment Problems

Employment Problems Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 15th September 2007, 09:02   #41 (permalink)
cal37
Classic Account Customer
 


I am in: shropshire
Posts: 272
cal37 Novitiate
Default Re: Accident at work

Hi Paul,

They do in fact have a right to ask you to see a company doctor.However you can call into question any findings of that doctor as he will not have all your medical notes ( refuse permission for them to be handed to him ). Only your own GP and the hospital staff will know all the facts.

Yes the Regional manager can carry out the investigation, however if you feel that hes not impartial then make sure you state this in the disciplinary hearing and get it noted.

It is good grounds for appeal and if it was to go to a tribunal then it shows that they ignored your concerns etc.
cal37 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th September 2007, 10:29   #42 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,967
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: Accident at work

Hi Cal37

i spoke to the solicitor yesterday and she said i should question the motive for seeing the doctor, the reason she gave was that the company were indicating it was because i am off work sick, this is wrong as i returned to work on the on 2nd september prior to being suspended and i was able to carry out my work with no problem.my solicitor said that she would question why i need to see a doctor when my doctor has signed me fit for work .

the bit which i am argueing actually is in the letter it states " i confirm that i accept *********** may make whatever deductions deemed necessary in relation to this appointment from my salary and should i not attend the full cost will be deducted" i have issues with this and i am refusing to sign it at this stage.

i will say in the hearing (when they decide to get their fingers out and make the appointment) that im not happy with the manager carrying it out.

also something ive been thinking about is that if i am disciplined for this accident, only to then go to court and win my case where would that leave my employers? surely if they say i caused the accident and then cannot produce proof of that they are in the S**T especially if it goes to court and i win


anyway i will let you all know when i hear anything


regards
paul
__________________
PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME


pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th September 2007, 18:57   #43 (permalink)
cal37
Classic Account Customer
 


I am in: shropshire
Posts: 272
cal37 Novitiate
Default Re: Accident at work

Hi Paul,

Your solicitor makes a good point !! i never thought of that. I would never sign anything letting them make deductions from your pay.

Stick with it Paul i`m sure they are trying to deflect the issue so as to get out of paying damages to you.

Phil
cal37 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th September 2007, 09:37   #44 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,967
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: Accident at work

Hi Phil,


To be honest i cant see why they would even do that, after all any such personal injury claim would ultimatley be dealt with via the company insurance so why cause all these problems? its madness really.

still, im speaking to the union today regarding this appointment with the doctor and i will pass on to them all what the solicitors said and see what they have to say about it.


im still waiting for my employer to tell me when the next round of the disciplinary hearings is gonna take place too


i will let you all know what happens next



regards
paul
__________________
PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME


pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th September 2007, 14:39   #45 (permalink)
patdavies
Platinum Account Customer
Default Re: Accident at work

Quote:
Originally Posted by pt2537 View Post
To be honest i cant see why they would even do that, after all any such personal injury claim would ultimatley be dealt with via the company insurance so why cause all these problems? its madness really.
They will be liable to pay out up to the excess limit; if there is an insurance pay-out, they will be liable for higher premiums in the future.
patdavies is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th September 2007, 11:02   #46 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,967
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: Accident at work

Hi pat

i appreciate what you are saying but in this instance the size of the claim is so small that it is highly unlikely to impact upon the company in a big way.


my employers are acting in such a way which has no other objective but to frustrate and delay things and to be honest its a straight forward personal injury claim which is being made over complicated by my employers

still, i suppose thats life and me and my solicitors will have to deal with it


regards
paul
__________________
PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME


pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th September 2007, 23:05   #47 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,967
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: Accident at work

it just gets better and better...


i recieved an email this evening from the head of HR the levels of incompetnace within my company are truly breathtaking

this is what they said....


Dear Paul,

I write further to our conversation on 18th September 2007. At this time I informed you that I had received your message stating that you did not wish to attend the medical appointment that had been booked with you with HML on the advice of your solicitor and trade union representative.

I advised you that the HML appointment was not connected to the current disciplinary proceedings against you but was rather to ascertain your suitability to undertake the full range of duties in your current role in light of your recent accident.

You advised me that you were able to undertaken the full range of duties in your role as your doctor has signed you as fit for work, more so as you no longer had to lift newspaper bundles in the manner that you’d had to previously. I highlighted that over the proceeding few months you’d had several periods of absence owing to problems in your back and in light of this and you recent accident it would be prudent for us to obtain medical advise as to how your role may be affecting your health and what, if any, adjustments may need to be made in order to alleviate this.

I also advised you that should you not attend this appointment we would have no option but to make any necessary decisions with the information that we had to hand and this may not be advantageous to yourself as we would not be fully abreast to the facts of your case.

You informed me that you had taken note of my comments but would like to obtain advice from your solicitor before confirming whether you would be in attendance of the appointment. I would therefore ask that you provide a response by the 25th September 2007 to confirm whether you will be attending this appointment. This response is to be sent to ************who can be contacted by emailing her at the following address***************** ;you are already in possession of her telephone number.

Please note that I will be on annual leave from the 21st Sept, returning to work on 1st Oct. Any queries should therefore be forwarded to ******** in my absence.


my first thought was what a load of BOWLARKS. then i looked further into this the main bit is the piece ive highlighted in blue, on the 3rd Sept 2007 my regional manager filled in and signed a statement of truth on my loan payment protection insurance claim form, on this form it clearly states please confirm ALL periods of absence in the last 24 month. the last mention of my back injury was 2 may 2005 when i injured myself lifting a large bundle of papers. now then bearing in mind that my head of HR claims that ive had several periods of absense over the proceeding few months someone has got it wrong somewhere. the way i am reading this is that they are looking for any way they can find to get rid of me.

any opinions

regards
paul
__________________
PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME


pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd September 2007, 02:11   #48 (permalink)
JonCris
Platinum Account Customer
 


I am in: Lovely Dorset
Posts: 6,759
JonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris Authoritative
Default Re: Accident at work

These people really are digging themselves into a hole.

Their letter is clearly meant to intimidate you. Speak to your solicitor & have him write to them advising them of their behaviour & how it may backfire on them should the matter come to trial
JonCris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd September 2007, 09:31   #49 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,967
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: Accident at work

Hi JonCris

Thanks for looking in on the thread

i have done as you suggested and emailed this to my solicitor so im awaiting her response


it does seem as though my employers are intent on digging themselves a large hole though doesnt it. everything they have done so far is very suspect in my opinion.

regards

paul
__________________
PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME



Last edited by pt2537; 22nd September 2007 at 09:34. Reason: pressed enter before i had finished the message
pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd September 2007, 10:47   #50 (permalink)
cal37
Classic Account Customer
 


I am in: shropshire
Posts: 272
cal37 Novitiate
Default Re: Accident at work

Their actions are strange to say the least. I wouldn’t mind betting its an ill trained HR person behind this, giving bad advice etc.

There are some great HR personal, who know their stuff however I have come across some that leave a lot to desire. At the end of the day an HR person is not an employment lawyer, their knowledge of employment law is basic, that’s why you should always seek proper legal advice in cases like yours.



Just pass on everything to your lawyer paul and sit back and enjoy.



Phil
cal37 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd September 2007, 10:58   #51 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,967
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: Accident at work

I would agree with you on the ill trained bit, however would you believe that this came direct from the Head of HR herself.

i think in my companies case the their knowledge of employment law could be written on the back of a ciggy packet. they really donot have any idea how to operate and thats not my opinion but a matter of fact which can be well backed with evidence


still im still suspended from work at the mo and i must say im enjoying the paid holiday that the company has given me



cheers for looking in on the thread phil


regards
paul
__________________
PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME


pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd September 2007, 11:04   #52 (permalink)
cal37
Classic Account Customer
 


I am in: shropshire
Posts: 272
cal37 Novitiate
Default Re: Accident at work

Hi Paul,

Yes I would believe it. Only last week I was in a tribunal and a head of HR person had to admit that the company failed in inform an employee in writing of their disciplinary hearing. This HR person said that they did tell his next door neighbour who is a co worker of the time/date and reason and thats all they had to do !!!.

Needless to say the company settled.

As i said there are some very good HR people and i would not want people to think all HR personnel are like the above but there are more and more people in HR who are like it.Seems to be a growing trend.



Phil

Last edited by cal37; 22nd September 2007 at 11:08. Reason: typo
cal37 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th September 2007, 21:59   #53 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,967
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: Accident at work

Hi Phil,

well i dont htink any of the good HR people you refer to work for my company

im still waiting to hear when the disciplinary hearing will take place as i ve been suspended for ages with no contact at all from the company and to be honest the uncertainty is getting me down

still i will let you all know when i get a response from my employers


regards
paul
__________________
PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME


pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th September 2007, 23:59   #54 (permalink)
Gogivit
Classic Account Customer
 


I am in: South Bedfordshire
Posts: 261
Gogivit Novitiate
Default Re: Accident at work

Im tagging along on this issue, is very interesting and I can't wait for the outcome
Gogivit is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th September 2007, 00:15   #55 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,967
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative