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The Bank Action Group - against unlawful bank charges
> Other Institutions > Egg


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 21st February 2007, 23:06   1 links from elsewhere to this Post. Click to view. #1 (permalink)
SiFly
Basic Account Customer
Default SIFLY Vs EGG

Hi all
I sent my Subject Access Request to Egg on the 29th january for an account i closed a couple of years ago, and have now just received a letter dated 19 feb requesting me to send them an Identification document. I dont have a problem with this, but they also say that they will respond within 40 days of receiving my ID document. Is this right, or should i stick to my own timetable.

Thanks for any help
Sifly
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Old 21st February 2007, 23:13   #2 (permalink)
mamatemi1
Classic Account Customer
 


I am in: North London
Posts: 168
mamatemi1 Novitiate
Default Re: SIFLY Vs EGG

stick to your timetable.
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Old 21st February 2007, 23:20   #3 (permalink)
SiFly
Basic Account Customer
Default Re: SIFLY Vs EGG

thanks for the prompt reply, i was hoping that was going to be the answer, but my next problem is how do i word the letter, do i say "it shouldnt take two weeks to request ID so therefore the 40 days runs from the 29th Jan."

thanks
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Old 10th March 2007, 23:35   #4 (permalink)
SiFly
Basic Account Customer
Default Re: SIFLY Vs EGG

I have just received my "id proof" back from egg, with a letter stating that they will get my statements to me within the NEXT 40 days, as far as i am concerned the 40 days is up on monday. Please advise on what i should do. Thanks
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Old 10th March 2007, 23:55   #5 (permalink)
beetlebum38
Basic Account Customer
 


I am in: co.antrim
Posts: 62
beetlebum38 Novitiate
Default Re: SIFLY Vs EGG

To be honest my view is that,although they are being anal, they are within there rights under the D.P.A. to "satisfy themselves as to the identy of the person requesting the data".

However you could write to them stating that it took them nearly three weeks to ask you for this ID and you feel this unacceptable for a company of their resources, however you are willing to issue them with a further 7 days.
After which you will make a complaint to the Information Commissioner and seek legal advice on seeking an order to make them comply.

They are just stalling you like the rest so push them all the way.
Regards
Beetle

Last edited by beetlebum38; 10th March 2007 at 23:57. Reason: speel.oops
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Old 11th March 2007, 00:03   #6 (permalink)
SiFly
Basic Account Customer
Default Re: SIFLY Vs EGG

Already wrote to them mentioning the 3 weeks and that i was unhappy. Do you think i should ring them on monday and see what they say and then write a letter if no success
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Old 11th March 2007, 01:12   #7 (permalink)
beetlebum38
Basic Account Customer
 


I am in: co.antrim
Posts: 62
beetlebum38 Novitiate
Default Re: SIFLY Vs EGG

Sounds like a plan to me....go for it ...good luck
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Old 20th March 2007, 13:37   #8 (permalink)
SiFly
Basic Account Customer
Default Re: SIFLY Vs EGG

It has been 7 days now since i wrote to EGG for non compliance of the Data Protection Act. So thought i would give them a ring to give them another chance. To which they replied " we will get you your statements by mid april"

should i start the court action or is there someone else i should try and speak to, dont really want to go down the court route but will do if necessary. btw how much does the court cost?

Thanks
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Old 20th March 2007, 17:35   #9 (permalink)
beetlebum38
Basic Account Customer
 


I am in: co.antrim
Posts: 62
beetlebum38 Novitiate
Default Re: SIFLY Vs EGG

You can complain to the Information Commissioners Office,but they are snowed under. i would file in court. there is wording for doing this in the templates library. i filed against mbna for the same thing and it cost me £16,but i am in northern ireland.
Still worth trying the Information Commissioners Office route but it is going to take longer
hope this helps
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Old 20th March 2007, 22:44   #10 (permalink)
SiFly
Basic Account Customer
Default Re: SIFLY Vs EGG

thanks for that, but i got an unexpected phone call this afternoon from egg, they have said that they should have all my statements to me by early next week. question is, do i believe them?
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Old 25th April 2007, 16:06   #11 (permalink)
SiFly
Basic Account Customer
Default Re: SIFLY Vs EGG

Eventually received my statements, so rang them up and registered a complaint over the phone to claim back £80 of charges. they wrote back offering me £16, the diffence between the old charge rate and the new. Obviously i wasnt going to accept this but have been very busy, but today i received a letter saying that they were going to close my file if i didnt respond, so i rang them again and have agreed to accept £90 including 8% interest. I'm happy and that should be another off the list so long as the money is in my account on monday. Just Barclaycard to go.

Thanks to this great website and all of its members.

SiFly
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Egg - Consumer Action Group This thread Refback 1st May 2007 15:20

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