V-E Day: Victory over Egg

[Mistermind]

Top of the last page for the latest score

[un1boy]

Guys, I need some help please:

http://www.consumeractiongroup.c o.uk/forum/egg/10708-un1boy-egg-new-post.html

[Mistermind]

Successful Egg claimants have moved on -- there are other things to do apart from wrestling with Shylock. But winners left behind detailed "how to" postings. No other forum has made it this easy -- 34 links to 34 successes all waiting to be clicked open and read.

There is however no Room Service delivering answers on a plate, or breakfast in bed.

[Mistermind]

In response to Egg’s point “You allege that these charges are a penalty. You have put forward no evidence to support this allegation…” the following Terms and Conditions published on the web by 2 Irish banks can be printed and submitted as part of the Court Bundle.


Nowhere is the anomaly more blatant than in Northern Ireland. There the Ulster Bank (part of RBS-NatWest Group) charges £30. Put one foot across the border into Eire, and the charge falls by 90% to the universal Irish rate of £3, see links below. Are Irish banks ten, twelve times more cost-efficient than UK banks?

http://www.ulsterbank.co.uk/content/ni/personal/current_accounts/downloads/Guide_to_Personal_Current _Account_Fees_Interest.pd f

Ulster Bank

"If you exceed your arranged overdraft facility or if you go overdrawn without prior arrangement... £30"


http://www.accbank.ie/content/accbank/cms.nsf/Files/CurrentAcFeesChargesJan20 06/$file/Current%20Ac%20Fees%20&%2 0Charges.pdf

ACC Bank

“REFERRED CHARGES…Cheque, direct debit or standing order presented which if paid would place your account in an unathorised position – Euro 4.44”


http://www.aib.ie/servlet/ContentServer?pagename=RO IPersonalPortal/AIBContent_C/pp_article&c=AIBContent_C &cid=1136826345174&cha nne l=P004

Allied Irish Banks

3. Late Payment Charge
Should payments not be made in accordance with the Conditions of Use an administration charge of EUR 3.81 will be debited from the cards account.

4. Over Limit Charge
Should the account be operated in excess of the Credit Limit, an administration charge of EUR 2.54 may be debited from the cards account.

5. Returned Payment Charge
Should any payment either by cheque or direct debit be returned unpaid an administration charge of EUR 4.44 will be debited to the card account.

[Mistermind]

Claimants 37 - Egg 0

[Mistermind]

Claimants 40 - Egg 0

[Mistermind]

Claimants 41 - Egg 0

[Mistermind]

Claimants 42 - Egg 0

Well done Mike, the 42nd winner. A laser-targeted Eggmail, then a 2-day result -- a record I think.

For those who wonder why long letters do not work, Eggployees probably fall asleep reading them.

[Mistermind]

It is obvious that Egg and other institutions methodically carry out a policy of stalling until claimants lose the will to live, a strategy of bluff and brinkmanship camouflaging a determination never to appear before a judge.

However there has been great disparity in the time required for Victory over Egg -- some won in days, others in 6 months, this difference possibly down to a difference of tone and pinpointed directness in the letters sent by claimants.

If past V-E winners see this, would they care to respond here, posting approximately how many days each took from start to finish, deducting any inactive period voluntarily chosen by the claimant. This count of days will then be keyed into the Roll of Honour as a guide to quick success. I too can discover the answers by researching threads, but there is only one of me, but 42 winners!

Justice delayed is justice denied.

[Mistermind]

Claimants 43 - Egg 0


When Irish eyes are smiling

[Mistermind]

from http://www.tombrennan.co.uk/

Brennan v National Westminster Bank
(Updated 03 May 2007)

The hearing of the current application will continue on 21st May 2007, at 10:30am in
the Mayor's and City of London County Court. The application has been listed for the
whole day, and it is unlikely that a decision will be given on that day. The judge has
indicated that a reserved judgement is likely to be given, which means that a decision
is likely to follow later in that week.

However, the exact timing of when the judgment will be given is entirely a matter for
the judge, and will also be dependent on the Court's diary.

There has been an increasing level of media interest in my upcoming case against
NatWest, which is intended to test the lawfulness of the charges imposed by NatWest
for breaches of the overdraft facility of my current account.

This simple website is intended to give a summary of the case and to set out some of
the issues involved. It is also intended to answer the majority of questions that people
may have regarding myself and this case. It is hoped that by giving such information
on this site, there will be fewer media inquiries forwarded to me, and an increased
level of factual accuracy in any reports on this case. A summary of the case can be
seen on the Case Summary page.

It should be noted that the adjourned hearing, due to take place on 21st May 2007,
will not determine the lawfulness of NatWest's charges; that will be determined at the
full trial at a later date, should the case proceed. The hearing on the 21st May is an
application to determine the law involved in this case, and whether the case should go
to trial.

If the case is allowed to proceed on 21st May 2007, then I intend to place my own
legal papers on the Legal Papers page. These papers will include my Particulars of
Claim and my Witness Statements.

I will post further information about the case on this site once the application has been
heard on Monday 21st May 2007.

Further information on how to reclaim your bank charges can be found on the BBC
News Website and the Consumer Action Group forums:

http://news.bbc.co.uk/1/hi/business/6170209.stm

http://www.consumeractiongroup.c o.uk/forum/bank-action-group-against/

[Mistermind]

Claimants 44 - Egg 0

Added - number of weeks from start to finish.

[Mistermind]

Claimants 45 - Egg 0

New - number of weeks from start to finish



un1boy wins

[Mistermind]

This thread belongs to its readers.

If any reader would like pics displayed for a while in a rotating gallery please PM me.

[Mistermind]

Claimants 46 - Egg 0

[Mistermind]

Claimants 47 - Egg 0

featuring the Chelsea Flower Show

[un1boy]

Just thought I would say what a goodthread this is mate. thank you - it's because of you I re-tried Egg and got a settlement without court.

Thanks again fella, I owe you a beer!

[Mistermind]

Thanks, very happy for your win, here's to many more. Mine's an advocaat.





link: Appeal for price comparisons in space & time

[Mistermind]

Claimants 49 - Egg 0

[Mistermind]

Claimants 50 - Egg 0