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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
 > Other Institutions > Egg
Reload this Page Mike vs Egg... maybe...


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 24th October 2006, 10:55   #1 (permalink)
mikefellows
Basic Account Customer
 


I am in: Portsmouth
Posts: 104
mikefellows Novitiate
Default Mike vs Egg... maybe...
Hi all,
I'm considering taking Egg on, but at the mo my card has expired and they've not sent me a new one as it's over the credit limit.
Should I wait and get it below the limit first, or just crack on with the process and pray they don't pass it on to a DCA?
Also... anyone got any idea if they'll send me a new card when it's back below the limit? They've not said otherwise just yet - don't really want to rock the boat while they're happy with me!
Thanks
Mike
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Old 24th October 2006, 11:10   #2 (permalink)
hagenuk
Platinum Account Customer
 
Posts: 2,207
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Default Re: Mike vs Egg... maybe...
Hi Mike

How happy can they be if they have left you with an expired card?

If any part of the outstanding balance is due to unlawful charges then you may claim those back, furthermore, if the debt is in dispute then they cannot pass it to a DCA for further action until that dispute is resolved.

I would, to use your words, crack on with the process and there is no need to pray, just send your letters and follow others who have done this before you.

Look here for details of Egg.

http://www.consumeractiongroup.co.uk/forum/egg/
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iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.
Vanquis - Claim issued, no AoS or Defence received
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