Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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| | | | | | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
24th August 2006, 10:11
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#2 (permalink)
| | Site Team
I am in: St.Helens Merseyside
Posts: 12,263
|  Re: The Egg Counterclaim
You are correct.
Under their terms and cond they are allowed to withdraw banking facilities on notice,but could not issue default without first giving you chance to repay it. 
__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.Limitation hearing won;awaiting directions to proceed.
Citi Cards.Stayed;Stay lifted -hearing FEB 2009
Default removals;Rbs stayed applied to lift
Virgin media; Won Settled out of Court for full amount plus wasted costs.
Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent
Retail Loss Prevention-assisting 2 victims.
Christmas has gone but......the mission goes on.
Wishing all a great year in 2009-and hope everyone gets ALL their charges back..and justice for any other issues that come your way.
Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. | 
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25th August 2006, 11:10
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#3 (permalink)
| | Platinum Account Customer | Re: The Egg Counterclaim
What concerns me is that I have not seen one single report of reclamation success against Egg on CAG, not even from cardholders in a strong position, i.e. without arrears or default notice, and so immune from a counter claim.
If Egg alone of all institutions went to the extreme of wrestling with their regulator the OFT, to get the £12 maximum raised to £16 for Egg alone, they are obviously determined to fight all claimants tooth and nail to the last drop of albumen. Sam1 posted that Egg Card has been losing money for some time, and that they are fighting for their own survival. If true then it's about time we help this bloodsucking Egg to go under.
Against Egg I believe joint action is called for. The most articulate writers, the best legal brains come forward, all others pick up the battering ram, and on the count of three we'll show them. | |
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25th August 2006, 15:24
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#4 (permalink)
| | Classic Account Customer | Re: The Egg Counterclaim
Surely if they withdraw credit facilities then the terms and conditions of the Consumer Credit Act can't apply? Then they could issue a default. How can they default a credit agreement that doesn't exist?
I think Egg are just trying it. They have court soon with a couple of cases lets see what happens. It will be interesting. They have interpted the OFT report as suits them. Courts might see if very different. Yets see if they are prepared to show their hand at Court. I doubt it as £16 might soon become £1.50p
Last edited by DazNorthants; 25th August 2006 at 15:27.
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28th August 2006, 18:57
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#9 (permalink)
| | Site Team
I am in: Devon
Posts: 9,902
| Re: The Egg Counterclaim
i agree lets lance the Egg, has anyone got any cash from these Yolkers? i am going to issue my MCOL today.
__________________ I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice. | |
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Similar Threads | | Thread | Thread Starter | The Consumer Forums | Replies | Last Post | | Counterclaim AQ Advise please | kingdom | Welcome to the Consumer Forums | 1 | 5th March 2007 15:17 | | Counterclaim | NitrousOxide | General | 6 | 24th August 2006 02:00 |
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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