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The Bank Action Group - against unlawful bank charges
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 28th July 2006, 12:51   #1 (permalink)
sarey331
Basic Account Customer
Exclamation new egg card terms and conditions

hi everyone,
egg has sent me a most innocuous email about changes to their termas and conditions. im not claiming charges back from them but would like to hear your opinions about the changes and their timing
Egg Card Terms and Conditions changes
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Old 28th July 2006, 13:41   #2 (permalink)
andykb3
Basic Account Customer
Default Re: new egg card terms and conditions

I just got the same email.

Basically, they have reduced the charge for going over your limit etc from £20 to £16.

However, they also say that if interests is payable, a minimum of 50p will be charged, irrespective of whether the interest amaount is actually that much.
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Old 28th July 2006, 14:26   #3 (permalink)
DazNorthants
Classic Account Customer
 
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Default Re: new egg card terms and conditions

The OFT really gave the banks something to cling to with this magic £16 figure.
Egg is totally automated and don't even send out charges notifications. Cost more like 5p to administer.
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