The topic alone seems a bit ironic, as those 2 words do not go well in the same sentance.
I'm not going to give too much details about me, but i feel things just got to be said, and a rough guide to how debt is in fact not helping the economy or folk health wise.
I have my own medical problems, and i'm sure i'm not as bad as some folk get, but netherlsee it's there, and it's a problem that i alone have to deal with. I know i'm not alone in this fight, and that is partly what keeps me going.
I got chronic depressive illness / Unipolar depression , alongside Kyphosis. The Kyphosis alone is in advanced stages and makes it hard enough to walk on a good day, let alone any other day. The pain produced renders me useless, and that hurts me to the point i'm totally useless in all area's of life, hence the depression.
Yes, it is depression, and it is an illness, it's not just something you can make up, as i had the tests galore to prove it beyond all reasonable doubt.
I am still recieving ongoing help from the hospital and other medical places, this is not likely to stop or downgrade any time soon, mabee not in the next 5 years at least.
Most of where i'm at is a genetic condition, from birth, and cannot exactly be repaired or corrected, as it affects the spine, something the doctors are not prepared to operate on any more. At least in the UK.
So, you know a bit about my conditions, and now where does debt come in? Simple, being depressed and with an illness, that is not easy to diagnose on it's own merit, then adding to that preasure is the fact i'm finding things hard to understand, let alone sort out.
So these stupid debt companies rely on the fact i know nothing, or at least pretend to, and hope that i'll pay what they think i owe.
They use all sorts of tactics, hard ball and soft ball, basically the good cop bad cop routine, to make you pay.
WEll i got news for them, thanks to this site, i am aware of my rights, and aware i'm not alone, and also aware you bully other, possibly more vunerable folk.....and i wont put up with it.
I will use all, and any legal ways of my own, to prove and to make sure you get your deserves, and make sure you are either closed down, or properly governed.
Don't suffer in silence folk, you are NOT alone, i am with you, as is 190K on this site, and i will use my rights to protect you, and get these bad cops away
Health and Debt 
If you keep on plodding on, one day your debts will go, please believe me, if you do not give up hope you will win. Takes years I know but believe me I have done it and so can you. It seems at one point you are getting into more and more debt each month. Eventually you do turn the corner and win
