consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> DVLA

DVLA Problems with the DVLA? Don't we all? - here's the place to post.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 18th November 2008, 21:57   #1 (permalink)
jparis
Basic Account Customer
Default Using a PO box

Hi I'm new to the forums so hello.

I set up a debt management plan, and all but one of my creditors agreed with reduced payments. To prevent the other creditor finding out my new address, can I use a PO box for my DVLA address? My car is my only asset if they decide to get funny.

Thanks
jparis is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 00:04   #2 (permalink)
crem
Platinum Account Customer
 


I am in: Sunderland
Posts: 780
crem Novitiate
Default Re: Using a PO box

If you are referring to the address on your official V5 registration document, then I believe this is not allowed. The V5 must be an official UK address.
crem is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 00:30   #3 (permalink)
jparis
Basic Account Customer
Default Re: Using a PO box

Thanks, I did mean my V5 document.
jparis is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 00:44   #4 (permalink)
barracad
Site Team
 
barracad's Avatar
 


I am in: Stoke on Trent
Posts: 10,971
barracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritative
Default Re: Using a PO box

Additionally, PO Boxes are not anonymous addresses - anybody can find out the address behind a PO Box.
__________________
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



www.unsubscribe-me.org

www.LOVEstoke.org
barracad is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 13:51   #5 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
 


I am in: Scotland
Posts: 6,673
buzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informative
Default Re: Using a PO box

And I can confirm that the DVLA DO allow PO Box addresses - as all my documentation (licence, V5 etc) have it. They say on the forms not to use them, but this is not enshrined in any law, so if this is what you want to do for your own protection they cannot stop you.

As Barracad points out, these are not anonymous - at RM will pass on the physical addresses details on written request, but they keep a record of who requests and their details.

By the way, we are talking about a genuine RM provided PO Box, NOT a similar service provided by high street firms or British Monomarks in London.
__________________
- Raymond
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 14:23   #6 (permalink)
jparis
Basic Account Customer
Default Re: Using a PO box

Thanks, can firms such as British Monomarks and the like protect anonymity? If so I'll take a look at them.
jparis is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 15:34   #7 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
 


I am in: Scotland
Posts: 6,673
buzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informative
Default Re: Using a PO box

The other firms can (unless there's a court order, or a staff member discloses it) but the point I was trying to make is the the DVLA *will* accept RM PO boxes as a legitimate address. The others are not PO Boxes by definition, they are simply accommodation addresses, and as such the DVLA will refuse them as the regulations specifically prohibit this.
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 16:44   #8 (permalink)
patdavies
Platinum Account Customer
Default Re: Using a PO box

Quote:
Originally Posted by buzby View Post
they are simply accommodation addresses, and as such the DVLA will refuse them as the regulations specifically prohibit this.
Do they? What regulations?

AFAIK, the only defined requirement is that you can be contacted via the address given.
patdavies is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 17:45   #9 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
 


I am in: Scotland
Posts: 6,673
buzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informative
Default Re: Using a PO box

No - it changed back in 84/85, and I can't remember if they said it was incorporated within the RTA. As it was explained to me at the time, many 'gentlemen drivers' provided the address of thier 'club'* which was previously allowed ss s contact address, however just like in those days many insurance policies covered only a named driver with no requirement for any registration number, this process was removed, and now anyone applying for a V5/Licence is required to provide the usual 'proofs' to confirm their address - Bank Statement, non-mobile phone, utility bill etc.

The aim now is to register vehicles only when full verifiable prrof of address is provided, this is to help those supplying fake or 'front' addresses from escaping enforcement due to incomplete or erroneous data.

As RM will disclose the physical address on request (as they verify that the applicant IS at the original address the POB service is registered to), it meets their guidelines.

*Motoring clubs - not the AA/RAC breakdown services

Last edited by buzby; 19th November 2008 at 17:50.
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 18:06   #10 (permalink)
patdavies
Platinum Account Customer
Default Re: Using a PO box

Quote:
Originally Posted by buzby View Post
No - it changed back in 84/85, and I can't remember if they said it was incorporated within the RTA.
The RTA has absolutely nothing to do with vehicle registration. The relevant legislation is VERA 1994 which post-dates your dates and does not contain anything to this end.

The regulations referred to in VERA 1994 are The Road Vehicles (Registration and Licensing) Regulations 2002; they are silent on anything beyond "name and address".

One has to wonder if the DVLA is acting ultra vires in setting thier own procedures.
patdavies is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2008, 18:39   #11 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
 


I am in: Scotland
Posts: 6,673
buzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informativebuzby Highly informative
Default Re: Using a PO box

As I pointed out earlier, the change the required insurers to record vehicle registration numbers would not have been done voluntarily, some representation/consultation would have required it - as clearly the MIB database would have been pointless without it.

As to your assertion that DVLA are making it all up as they go along - well who better? If they have to have any hope at ensuring the integrity of their database (and the accuracy) I do not see that a requirement to prove that the information being supplied to them is verifiable.

The current request for the DoB of a registered keeper is a case in point, they wish to use it as an additional verifier for the RK, but they cannot force disclosure. If you are suggesting that we should all be entitled to advise DVLA that the RK is to be D. Duck (or whatever) then I cannot accept this, as this would be counter productive.

OTOH, in a TV licence application, I am indeed that person as it is the property that requires the licence to prevent it being an unlicensed address.

However back on topic, the DVLA will accept an RM POB address with bad grace, but not any other accommodation address.
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
The Box littlesally The Bear Garden 4 2nd December 2007 16:28
Shout Box Hippy-chick The Bear Garden 27 7th November 2007 13:12
I didn't tick the box, what can I do standingupformyself Payment Protection Insurance (PPI) 17 20th June 2007 23:36
Just Been To The Post Box ! come-on! The Nationwide 0 10th April 2007 15:03




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.