consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> DVLA

DVLA Problems with the DVLA? Don't we all? - here's the place to post.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 21st May 2008, 20:46   #1 (permalink)
net0519
Basic Account Customer
Unhappy V5 form

Hello -- i just bought a used car only for the dealer to tell me there was no v5 form to it . fair enough i thought! he aggreed he would get a replacement but i wouldnt be able to drive the car untill the form came, so i rang the DVLA and they said i could nip into to my local office and pay £25 pound to register and tax it myself which would then mean i could drive it, so thats what i did and the local office computers and phone lines were down!!! so i left all the forms and details with them,
But the thing is today i rang the DVLA and on two seperate occasions have been told that the number plates on my car dont existe! the previous owner had a private reg on it and appararently the reg she had privatley dosent existe either. Have i got any legal footing to go to town on this dealer for selling me a totally unregistered car?
net0519 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st May 2008, 21:34   #2 (permalink)
patdavies
Platinum Account Customer
Default Re: V5 form

Quote:
Originally Posted by net0519 View Post
But the thing is today i rang the DVLA and on two seperate occasions have been told that the number plates on my car dont existe! the previous owner had a private reg on it and appararently the reg she had privatley dosent existe either. Have i got any legal footing to go to town on this dealer for selling me a totally unregistered car?
The person who will suffer is the person who owns the cherished number. It would appear that they have not put it onto retention or transferred it to another vehicle. If they had, then your car would have been given its old VRM again.

I suspect that the dealer has been had just as much. Which is why he hasn't got a V5.

The good news is that since you own the vehicle to which the cherished number is registered, you now own the number.

Apply to the DVLA for a new V5 with that number. Change your insurance (and the VRM plates) and Bob's your uncles. The original cherished number owner cannot now place it on retention as they cannot offer up the donor vehicle for inspection.

I can't understand how the cherished number can't exist. The vehicle must have been given a VRM originally - what happened to it.

Oh, BTW, you can't drive the car on the road until this is sorted out.
patdavies is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd May 2008, 10:54   #3 (permalink)
net0519
Basic Account Customer
Default Re: V5 form

Thanks for replying - the reg number was once the cars original number plate and hopefully now its in the DVLAs hands they will advise and do what is best to get my car taxable and sorted out which they told me, its just so annoying that you feel so stupid to be in this posistion, my husband asked the seller if he had all the documentation and he replied yes - i tell you next time i will make them show me!
I did phone the dealer i bought it from and they now know whats happened and like you say he had the car and obviously didnt know the car hadnt been re registered after the number plate swap.
But if your on the ball as a car dealer you should check everythings ok with the documents before selling which he hadnt done and thats what makes me mad at him!
Anyway now its just a waiting game to see what happens and when i can get to drive my fab new car!
Thanks
net0519 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd May 2008, 22:19   #4 (permalink)
gwc1000
Gold Account Customer
Default Re: V5 form

Don't be too hard on the dealer, he wasn't to know. It was a private individual, not a trader who has turned both of you over.
gwc1000 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 01:19   #5 (permalink)
patdavies
Platinum Account Customer
Default Re: V5 form

Quote:
Originally Posted by gwc1000 View Post
Don't be too hard on the dealer, he wasn't to know. It was a private individual, not a trader who has turned both of you over.
I take your point that both have been screwed over by the previous owner; however, the dealer is a professional and should have HPI'd the vehicle to check for finance - that would surely have thrown up an issue with the VRM
patdavies is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 10:33   #6 (permalink)
gwc1000
Gold Account Customer
Default Re: V5 form

Hi, pat. Not always. Some use HPI, some use Experian. The details don't always tally. For instance I have recently bought a vehicle from BCA (who use Experian) and it showed all clear. I sent the vehicle to sell to another auction who use HPI and it showed as a total loss, which it turned out to be true. The system is not infallible.
gwc1000 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 10:37   #7 (permalink)
patdavies
Platinum Account Customer
Default Re: V5 form

Quote:
Originally Posted by gwc1000 View Post
Hi, pat. Not always. Some use HPI, some use Experian. The details don't always tally. For instance I have recently bought a vehicle from BCA (who use Experian) and it showed all clear. I sent the vehicle to sell to another auction who use HPI and it showed as a total loss, which it turned out to be true. The system is not infallible.
Ouch! It that loss yours, or do you reclaim from BCA?

Fully take your point and understand. But surely with either, alarm bells will ring if you try and input what is, in fact, an invalid/non-existent VRM
patdavies is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 10:42   #8 (permalink)
gwc1000
Gold Account Customer
Default Re: V5 form

Quote:
Originally Posted by patdavies View Post
Ouch! It that loss yours, or do you reclaim from BCA?

Fully take your point and understand. But surely with either, alarm bells will ring if you try and input what is, in fact, an invalid/non-existent VRM
Yes, but the OP says that the vehicle was showing it's original VRM. If the details on HPI or Experian were never updated (which often happens) when it had a private plate fitted, the car would show as all clear on it's original plate.
gwc1000 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 10:45   #9 (permalink)
gwc1000
Gold Account Customer
Default Re: V5 form

Quote:
Originally Posted by patdavies View Post
Ouch! It that loss yours, or do you reclaim from BCA?
BCA will refund the full purchase price, no question.
gwc1000 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 13:47   #10 (permalink)
patdavies
Platinum Account Customer
Default Re: V5 form

Quote:
Originally Posted by gwc1000 View Post
Yes, but the OP says that the vehicle was showing it's original VRM. If the details on HPI or Experian were never updated (which often happens) when it had a private plate fitted, the car would show as all clear on it's original plate.
But the OP also stated that DVLA told her that the number "didn't exist" (ie it was voided). I would worry about the reliability of either service if it came back OK on a voided VRM.
patdavies is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 14:52   #11 (permalink)
gwc1000
Gold Account Customer
Default Re: V5 form

Yes, the number wouldn't "exist" at DVLA. My point is that it is possible that when the car was registered new it's details would be on both HPI and Experian under it's original VRM. When it went through a plate change to give it a cherished number there is a possibility that either HPI or Experian or even both didn't update their records. Thus although the original VRM is voided by DVLA the original number will still show up as ok when the dealer checks it out with whoever he uses to do a vehicle check. I have bought numerous cars that show up on HPI as having outstanding finance. However, when you check with the finance company the account was settled long before, in some instances a few years before. The problem is although the finance companies inform HPI/Experian sometimes HPI/Experian don't update their records. As I said before, the system isn't without it's problems.
gwc1000 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 15:36   #12 (permalink)
patdavies
Platinum Account Customer
Default Re: V5 form

OK, point taken.

The moral being that one cannot rely on HPI/Experian checks if there is any chance that the VRM might have changed.
patdavies is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd May 2008, 17:10   #13 (permalink)
gwc1000
Gold Account Customer
Default Re: V5 form

Well, at least HPI recognise that their system is not infallible:


At HPI, we work hard to ensure that the data we receive and manage is the best available but no data source is perfect. That's why your HPI vehicle check includes the HPI Guarantee. Subject to the HPI Guarantee Terms & Conditions, the HPI Guarantee provides up to £30,000(£15,000 for written off vehicles) reimbursement of financial loss you suffer arising from inaccurate or incomplete information we supply to you as part of the HPI Check. As you'd expect from HPI, the cover is the most comprehensive available today.
gwc1000 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Sent Application form instead of Agreement form? Dowie Debt Collection Industry 31 3rd March 2008 22:17
Can my N1 form be processed if I post my form to the court? Rachael8 NatWest Bank 1 23rd June 2007 15:39
General Form of Judgement or Order (Form N24) olitim NatWest Bank 1 17th January 2007 22:03
Form N24 General Form of Judgement or Order olitim Welcome to the Consumer Forums 2 14th January 2007 20:31




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.