consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> DVLA

DVLA Problems with the DVLA? Don't we all? - here's the place to post.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 18th February 2008, 11:29   #1 (permalink)
jaymm
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 3
jaymm Novitiate
Default Paid the £80 then they tried to get more money!!

I was fined £80 for apparently not declaring SORN. I couldn't find copies of the paperwork to prove otherwise since it was 6 months ago, so I decided to pay the £80 and get on with my life.
So, on Friday afternoon I called to pay the fine. Firstly, it's an 0870 number you call and surprise surprise, a voice comes on and tells you how they are experiencing a high number of calls and the waiting time is 5 - 10 minutes. (The letter states that this is a payment only line, so if they are truly experiencing a high number of calls, they must be a very profitable organisation!!! - especially the influx of people who decide to pay at 4:30pm on a Friday afternoon!!!!! - peak time, eh??)
So, 9 minutes and 46 secs on hold and the call is answered. I told the brain dead moron that I was paying the £80 penalty and then he told me that there was also £30 of arrears!!!!! £110 total!!!!. Refraining myself from telling him exactly what he could do with his arrears, I told him that there was no mention of arrears and the letter was only for £80. He then told me that I can pay the £80 and that COULD close the case, but I could get a letter later chasing me the £30 arrears. I opted to pay the £80 only and take my chances.

They really are a shower of ********!!!
jaymm is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th February 2008, 08:51   #2 (permalink)
10110001
Gold Account Customer
Default Re: Paid the £80 then they tried to get more money!!

Quote:
Originally Posted by jaymm View Post
I was fined £80 for apparently not declaring SORN. I couldn't find copies of the paperwork to prove otherwise since it was 6 months ago, so I decided to pay the £80 and get on with my life.
So, on Friday afternoon I called to pay the fine. Firstly, it's an 0870 number you call and surprise surprise, a voice comes on and tells you how they are experiencing a high number of calls and the waiting time is 5 - 10 minutes. (The letter states that this is a payment only line, so if they are truly experiencing a high number of calls, they must be a very profitable organisation!!! - especially the influx of people who decide to pay at 4:30pm on a Friday afternoon!!!!! - peak time, eh??)
Its the end of the road for 0870. In many cases calling the landline is free Say No to 0870.com


Quote:
Originally Posted by jaymm View Post
So, 9 minutes and 46 secs on hold and the call is answered. I told the brain dead moron that I was paying the £80 penalty and then he told me that there was also £30 of arrears!!!!! £110 total!!!!. Refraining myself from telling him exactly what he could do with his arrears, I told him that there was no mention of arrears and the letter was only for £80. He then told me that I can pay the £80 and that COULD close the case, but I could get a letter later chasing me the £30 arrears. I opted to pay the £80 only and take my chances.

They really are a shower of ********!!!
10110001 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd April 2008, 15:38   #3 (permalink)
gofel
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2008
Posts: 2
gofel Novitiate
Default Re: Paid the £80 then they tried to get more money!!

Same happened to me about two weeks ago, £30 intrest charge they said it was
gofel is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
MOney paid into my account.... From where??? goonernumber1 General 14 15th March 2007 18:11
Right of Appropriation for money Already paid in???? maxibon Royal Bank of Scotland 3 15th January 2007 19:09
How long does it take before the money is paid? jonat NatWest Bank 2 16th November 2006 12:24
GE Money Paid up (One Letter) Dydie Store Cards 10 18th August 2006 16:34




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.