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Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
7th August 2007, 22:29
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#10 (permalink)
| | Platinum Account Customer | Re: Not even my car! Quote:
Originally Posted by alibobsy I don't see how they can fine you when it isn't even your car, but your girlfriend shouldn't be driving round without tax. By doing that she invalidates her insurance | Urban myth
Thee are occasions where a car does not have to be either taxed or MoT'd on the public highway - it remains insured.
Even if you did something that did void your insurance policy, the RTA places an obligation on the insurance company to meet third party claims. |
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8th August 2007, 09:54
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#12 (permalink)
| | Platinum Account Customer | Re: Not even my car! Quote:
Originally Posted by alibobsy Sorry Pat its not an urban myth, insurance companies will use any excuse to get out of paying. | It is urban myth.
Yes, insurance companies will try anything to get out of paying out - but this one doesn't fly for them.
If you have a car that has been SORN'd and the MoT certificate is expired. You are entitled to drive it to/from MoT test appointment and, if necessary, to/from repair appointment. The vehicle needs neither VED or MoT, it does need to be insured. Quote: |
Most (if not all) car insurance policies include the condition that to be insured the car must have valid tax.
| In all my driving career with several insurance companies, I have never seen such a condition. Certainly there is usually a clause that the vehicle must be in roadworthy condition - but that is not the same thing as taxed and MoT'd Quote: |
Yes if she was on her way to the Post office to get her tax, ........ you are allowed on the public highway and the insurance should stand and the ticket would be incorrect.
| No. the vehicle must be taxed and MoT'd to drive to the Post Office. You are not allowed to drive without displaying VED unless you are driving an exempt vehicle. A ticket for failing to display is valid even if the vehicle is taxed - it is a separate offence |
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8th August 2007, 09:57
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#13 (permalink)
| | Classic Account Customer | Re: Not even my car! Personally, I would simply ask the gf for the £51, pay up, and leave it at that.
It is the person who is in charge of the vehicle, NOT necessarily the registered keeper, who can be fined if the vehicle is seen on the roads without tax. As the 'driver' you are responsible for the condition of the car. I even know of someone who was taking a test drive from a reputable dealer, and was stopped. They were fined and given points for driving a defective vehicle, despite the salesman sitting in the car next to him explaining that the car belonged to the dealership!
The reason I suggest paying up now, is that £51 is a relatively low sum, given the fine payable if it gets to court. There's no guarantee that if it is appealed, and they go after the gf for the same offence (failure to display) or (perhaps worse) failure to tax (which is different) that she will get off with a lesser punishment, and may even end up with a greater one.
If it weren't a close friend, relative or gf's car, I would appeal it on the basis that you weren't in charge of the vehicle at the time, although this is a moot point. It is my understanding that even having the keys in your possession makes you 'in charge', and drunks who have opened their car doors and fallen asleep in the passenger seat have been charged with "drink driving" since the law covers driving, attempting to drive, or simply 'being in charge'.
Whilst it is patently silly to suggest that a person left in the passenger seat is automatically 'in charge' of the vehicle, particularly where there is no evidence offered that the keys were in their possession, you'll still have to plead your case in court, and even if you win, they'll go straight after your gf for the same (or alternative) offence, and one or other will still end up paying anyway.
Just get her to pay it... |
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8th August 2007, 11:55
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#15 (permalink)
| | Platinum Account Customer | Re: Not even my car! Quote:
Originally Posted by patdavies Failure to have valid VED - RK responsibility - enforced by DVLA
Failure to display valid VED - driver responsiblity - enforced by Police | So why had the OP recievd a notice from the DVLA when his Girlfriend is the RK?
And why didnt the PCSO issue a FPN for failure to display?
Obviously you cant answer these, just the scenario |
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8th August 2007, 12:17
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#17 (permalink)
| | Classic Account Customer | Re: Not even my car! Quote:
Originally Posted by patdavies jampot,
If this were failure to display or some other driving other C&U offence, I would tend to agree with you.
However, continous VED/SORN is entirely and solely the responsibility of the RK. It is not the responsibilty of the driver or person in charge of the vehicle.
To be clear:
Failure to have valid VED - RK responsibility - enforced by DVLA
Failure to display valid VED - driver responsiblity - enforced by Police | I totally agree that continuous VED/SORN is the responsibility of the RK. I was under the impression (wrongly?) that the OP had had his collar felt for 'Failure to Display'.
Which is why I said, if he appeals the failure to display, his gf could get hit with either failure to display, or failure to have VED - the latter probably being a worse penalty.
If he's being chased for failure to have valid VED, then I quite agree - no liability exists, and none can be proven against the OP. However, they are likely to chase the RK instead... |
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8th August 2007, 12:20
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#18 (permalink)
| | Classic Account Customer | Re: Not even my car! On further inspection, the DVLA letter is rather ambiguous:
"you were responsible for using/keeping the above vehicle on a public road whilst unlicensed in GROSVENOR ROAD WESTCLIFF . Even if the vehicle has been licensed since this date, the offence still stands." The first sentence implies that the offence is perhaps failure to license, the second implies failure to display. On the whole, I *think* the DVLA is claiming this is failure to display, but it is totally unclear! |
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