Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | | 
24th January 2007, 22:01
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#21 (permalink)
| | Classic Account Customer
I am in: Durham
Posts: 152
|  Re: Diskmandave-vs-Lowell Finacial (CapOne)
Yes it is 12 Working Days then 1 calendar month before a crimminal offence. | 
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24th January 2007, 22:51
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#22 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Thanks Saxon, don't want to give them even an inch! | |
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24th January 2007, 22:55
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#23 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
This is just a thought, should I be putting in a S.A.R - (Subject Access Request)
to Capital One as well? Because more than 50% of the alleged outstanding debt is charges.
I'm sure I read somewhere that now they've sold the debt that they're not allowed to credit it to the sold account???
Dave.
Last edited by diskmandave; 24th January 2007 at 22:57.
Reason: typo!
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25th January 2007, 22:37
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#24 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Update: Lowell Financial are now in default of my CCA request 
But whilst checking my free trial Credit Report, and I don't want to digress to much, my file is clear but there's 3 X "unverified reason" by Camelot Group PLC and the address matches that of The National Lottery head office!!!  I do remember "looking" at playing the lottery online method but what on earth are they doing a credit search on me for?!  
Dave.
Last edited by diskmandave; 27th January 2007 at 01:32.
Reason: missed a bit!
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29th January 2007, 00:20
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#25 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Anyone know why Camelot are in my credit file? Quote:
Originally Posted by diskmandave  Update: Lowell Financial are now in default of my CCA request
But whilst checking my free trial Credit Report, and I don't want to digress to much, my file is clear but there's 3 X "unverified reason" by Camelot Group PLC and the address matches that of The National Lottery head office!!! I do remember "looking" at playing the lottery online method but what on earth are they doing a credit search on me for?!
Dave. | | |
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3rd February 2007, 00:41
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#26 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Nothing happening, nothing recieved, slowly but surely coming upto Criminal Offence being committed... No contact from Lowell Financial, already in default.
Gotta say, the CCA (admit nothing) request is working a treat!
Will keep posted! | |
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3rd February 2007, 08:47
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#27 (permalink)
| | Basic Account Customer | Re: Diskmandave-vs-Lowell Finacial (CapOne)
Nice one Dave.
"Power to the people!"  | |
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8th February 2007, 23:37
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#28 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Quote:
Originally Posted by DanP1973 Nice one Dave.
"Power to the people!" | Slowly getting there! Still Nothing  | |
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9th February 2007, 19:32
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#29 (permalink)
| | Basic Account Customer | Re: Diskmandave-vs-Lowell Finacial (CapOne)
Me neither............ | |
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10th February 2007, 12:26
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#30 (permalink)
| | Classic Account Customer | Re: Diskmandave-vs-Lowell Finacial (CapOne)
I sent cca request to Lowell on 29th December and have not received the original copy. However I have been phoned by them and they say they now have it and it will be sent out today.
Can this debt be enforced now???? | |
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11th February 2007, 01:19
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#31 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Quote:
Originally Posted by chaddyowl I sent cca request to Lowell on 29th December and have not received the original copy. However I have been phoned by them and they say they now have it and it will be sent out today.
Can this debt be enforced now???? | NEVER talk to them on the phone!!! In writing only!!! | |
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12th February 2007, 21:40
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#32 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Recieved what they claim to be, "a copy of the original agreement"! 
Is that it?! I was expecting a copy of the agreement! With like name and address and t&c's etc.......?
Nothing at all about assignation of rights etc, just the signature box and none of the agreement itself!
Thoughts anyone please would be much appreciated.
Last edited by diskmandave; 15th March 2007 at 19:23.
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12th February 2007, 21:49
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#33 (permalink)
| | Classic Account Customer
I am in: North London
Posts: 168
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Does not look very kosher to me, can you read it? | |
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12th February 2007, 21:56
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#34 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Quote:
Originally Posted by mamatemi1 Does not look very kosher to me, can you read it? | Yes, but only just, it's clearly a copy of a fax.
Last edited by diskmandave; 12th February 2007 at 22:01.
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12th February 2007, 23:34
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#35 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Diskmandave-vs-Lowell Finacial (CapOne)
Anyone help with this one?
Is what they've sent good enough or not? | |
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