Hello all.
I have finally started my Littlewoods thread! I will try and summarise what has happened so far, since my first CCA request letter, sent in my early CAG days - oh have I learned a lot since then!
June 2007
I held two accounts with Littlewoods - 1 catalogue and 1 Flexible Account
On 12 June I wrote to Littlewoods requesting a copy of my CCA under sections 77-79 OF the CCA 1974. They had until 26 June to comply with my request. Needless to say they did not.
July 2007
On 23 July I received letters for each of my former accounts, dated 19 July, from Littlewoods. In one letter it stated that they would not be pursuing the outstanding balance but would note it on their internal file for future reference. The letter for the second account interestingly did not say that
they would not pursue the account. It just stated that again the outstanding balance would be noted on their internal file for future reference.
At this point Littlewoods were a few days from committing a summary offence under the CCA 1974. I thought that this was the end of the matter - it was not to be
August 2007
Having arrived home yesterday 28 August, after a two week holiday, I find letters awaiting me from Littlewoods and Capquest. The letters from Littlewoods (one for each account) were dated
12 August and state that the outstanding balances were legally assigned to Capquest Investments on
12 January 2007 (really?!) and that all communications blah blah blah, should be directed to them.
Also attached to Littlewoods letters, were letters from Capquest themselves stating that they had purchased the debts from Littlewoods. I needed to make contact by 17 Aug or account would be sent to their solicitors. Funnily enough, their letters were also dated
12 August 
Well as I was away, I was unable to comply with this (not that I would have mind), so another letter from Capquest dated
24 August which is entitled
LETTER BEFORE ACTION. I have until tomorrow, 30 August, to come to some arrangement with them. Well yah boo sucks to them!!!
If any of you have followed some of my other threads, you will know that I detest Capquest with a passion and that I am currently fighting them on another case.
http://www.consumeractiongroup.co.uk...to_threadtools
I have composed a stinky CCA request letter to them details of which I will post later. It is an amalgamation of several letters that I have sent for various other matters and credit goes to the original authors, from whom I have borrowed excerpts.
So there you have it
Oh - forgot to add that whilst we were away, Capquest were calling at least three times a day, to the point that my brother-in-law recognised their number off by heart (he did not know who they were). I only know it was them because my phone logs the last few calls received. I called the number today and was greeted by one of their representatives. On their letters they put their 0870 number. Their proper geographical number is
01252 576 300.
Here ends my first post!
deedee x
[B]deedee1310 v Littlewoods & Capquest[/B] 
xx
