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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
19th June 2007, 10:31
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#1 (permalink)
| | Gold Account Customer
I am in: Wales
Posts: 571
|  Which DCA's use which CRA's?
As there's 3 different Credit Reference Agencies I would just like to know which ones are used by which DCA's. I recently got my Credit report from Experian and even though I have been dealing with a few DCA's in the past couple of years, none of them are on there. I have a few defaults which show up from the original creditor but not one DCA  I think I will now have to get my reports from the other two CRA's.....not as easy on-line as it was with Experian  | 
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19th June 2007, 17:46
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#3 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: Which DCA's use which CRA's?
I think you'll find (correct me if i'm wrong!) when the original debt is sold on, the debt registered with the cra is marked as settled and then updated in the name of the new owner.
Best wishes, Dave. | |
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20th June 2007, 13:05
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#4 (permalink)
| | Gold Account Customer
I am in: Wales
Posts: 571
| Re: Which DCA's use which CRA's?
Thanks for your replies...I have posted off for my CR to the other two, so will wait and see what they come back with. I know that one of the debts showing up as defaulted with Experian had been passed to lowell, but they are not mentioned on there.
So, anyone out there been defaulted by Lowell? Which CRA did they use? | |
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22nd June 2007, 11:37
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#5 (permalink)
| | Gold Account Customer
I am in: Wales
Posts: 571
| Re: Which DCA's use which CRA's?
Quote:
Originally Posted by diskmandave  I think you'll find (correct me if i'm wrong!) when the original debt is sold on, the debt registered with the cra is marked as settled and then updated in the name of the new owner.
Best wishes, Dave. | This has not happened on my Callcredit CR either. I'm not complaining obviously, I'm just surprised. Lowell's name does not appear anywhere.
Just for information, Callcredit have near enough shown exactly the same info as my Experian CR, but with the added bonus of monthly balance lists. | |
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Similar Threads | | Thread | Thread Starter | The Consumer Forums | Replies | Last Post | | CRA's | Johnnyc | General Debt Issues | 2 | 17th June 2007 13:25 | | CRA's help needed please. | jackovski | General Consumer Issues | 2 | 12th March 2007 22:06 |
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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