Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
|
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements
| |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | Debt Collection Industry Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not? | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
22nd May 2007, 16:53
|
#3 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
|  Re: CCA to Lloyds tsb Visa
No, it probably means that they don't want the £1, but that's their choice.
They can't ignore the CCA request though and the prescribed timelines still apply. Presuming you sent by rec/del and they've signed for it keep all your paperwork in order and sit back and wait.
Good luck, regards, Dave. | 
|  | |
22nd May 2007, 17:09
|
#5 (permalink)
| | Platinum Account Customer
I am in: Ashton Under Lyne
Posts: 4,230
| Re: CCA to Lloyds tsb Visa
When I sent a CCA request to LTSB via BLS collections (in house DC's), I got my £1 back too but with a covering letter stating that they don't keep agreements longer than 6 years. http://www.consumeractiongroup.co.uk...ement-cca.html
The trail's gone a bit cold on this now, they're just ignoring me (& i'm letting them!).
Regards, Dave. | |
| | |
22nd May 2007, 19:02
|
#7 (permalink)
| | Platinum Account Customer
I am in: a house no longer in Debt Row...;-)
Posts: 4,497
| Re: CCA to Lloyds tsb Visa
Keep hold of the returned cheque as well.... staple it to the rec. delivery slip and file it away. It's all additional proof that a request was made.  | |
| | |
23rd May 2007, 11:01
|
#9 (permalink)
| | Gold Account Customer
I am in: Under a stone
Posts: 443
| Re: CCA to Lloyds tsb Visa
One of my TSB debts was taken out in 2001, just cant seem to remember what month.
If I can hang on a little longer, I might get lucky unless they have got wise and started keeping them longer now after getting stung by members of sites such as CAG. | |
| |
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
|
