Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements
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Welcome Guest
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There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
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To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
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Check it out
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| | | | | | Debt Collection Industry Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not? | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
11th May 2007, 09:42
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#2 (permalink)
| | Classic Account Customer
I am in: Stoke on Trent
Posts: 223
|  Re: Buchanan clark+wells "invoice or credit agreement"
Do nothing..12 working days (not saturdays) + 2 for postage and they are in default and can't pursue the debt without a legal CA and a court order. 30 calender days from that and they commit a criminal offence by pursuing the debt in any form.  | 
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16th May 2007, 16:47
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#4 (permalink)
| | Platinum Account Customer
I am in: Scotland
Posts: 12,835
| Re: Buchanan clark+wells "invoice or credit agreement"
Saturday is not clased as a working day. You are correct in thinking that only the owner of the debt can take you to court. When they default and later commit a criminal act you may wish to inform them that the potential fine for this is £2.5K (more than your debt) and that if they do not resolve the matter to your satisfaction you will report them for prosecution (you have 6 months from the offence to do this). | |
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16th May 2007, 17:19
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#5 (permalink)
| | Platinum Account Customer | Re: Buchanan clark+wells "invoice or credit agreement"
I am no longer welcome on CAG
Last edited by tomterm8; 4th May 2008 at 10:16.
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16th May 2007, 18:23
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#8 (permalink)
| | Platinum Account Customer | Re: Buchanan clark+wells "invoice or credit agreement"
I am no longer welcome on CAG
Last edited by tomterm8; 4th May 2008 at 10:03.
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16th May 2007, 18:35
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#9 (permalink)
| | Platinum Account Customer
I am in: Scotland
Posts: 12,835
| Re: Buchanan clark+wells "invoice or credit agreement"
Agree with tomterm. Fot the princely sum of £1 it takes away any possible wriggling room. | |
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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