JB Debt recovery

[dave1509]

Hi there

OK - so I messed up
I was doing well at work and then my contract ended, I had a loan, credit card and overdraft from A leading bank (don;t want to give details incase anyone from there is trawling the net)

Of course my money ran out and ended up not paying the debt.
I moved house a few times and that was 3 years ago. In my advancing years I decided to clear this up and got my accountant to get onto this and the tax man

Anyhow, JB recovery have picked up the debt for the 10k from a leading bank and they have negotiated a settlement of 5k+ (which I definately can't afford)

They started to chase me through my mobile number with a tactic of 'This is the scottish office we have some mail that we would like to re-direct'

When I said my accountant is dealing with this matter they 'innocently' said they just need my address to forward some mail. Dunno if this is tantamount to fraud in some way but I have no proof (recording)

They don;t have my new address

I am working now but really can't stretch to anything really more than £100 per month (if that)

Any advice on this or...getting out of it completely? - I don;t want to ruin my credit rating of course (unless it already is...)

Any help would be most welcome

[shieldblaster]

What advice do you want exactly? There are things you can do but it rather depends on what direction you want to go in. You mention your accountant, can you tell us what he is doing? or not doing?

There is loads of help here so please don't think you can't get out from under cos you can It just needs you to put a bit more info across and I'm sure someone will be along to help