Has anybody successfully claimed money back from a DCA?

[djdave]

I'd been paying a DCA for a few years because, like a fool, I gave in to their threatening tactics and pseudo-legal mumbo-jumbo.

Now with the benefit of hindsight and the wonderful advice of CAG I've learned that they never had a remotely valid Agreement, and the debt is unenforceable.

Naturally I've stopped paying them, it was little more than a token sum but I'm on incapacity benefit and need all the money I can get!

But over the years they've had a tidy old sum off of me, without any proof that a debt exists.

If you were in that situation, and I know that many here are, would you go after them for your money back?

Has anybody tried this and had success?

There's a reason why I'm asking, and I'll explain all when the DCA gets round to answering the various letters I've sent them.

[diskmandave]

See the later part of my RW&C thread, it's heading that way.

Regards, Dave.