Littlewoods Debt Collection & Telephone Calls etc

[::Lisa::]

I've just literally had a call a minute ago from Littlewoods collection side of things saying that I've had charges put on the account from 1 month of missed payments since.... well... over a year! I haven't missed a payment from them in a long long time and wow I miss a month and they send my account to their collections department

Anyway she was all bitchy on the phone saying my account had incurred charges which I bitchily said back "In which I will be claiming those back, just like my bank charges!" she was "oh!" then said if I don't make a payment today of £18 then my account will receive more charges and will be put in for a default, in which I replied "And I'll get those charges removed also and the default!"

I only have £50 odd left on the account and frankly p*ssed off, so I told her before hanging up that I will be paying the rest off and closing the account.

However, I am not going to pay their charges.. they can go swing for those! How do I go about paying what I owe ex charges off, then closing the account without them chasing me saying I owe £xx.xx (charges) left to pay?

Thanks in advance. I'm having fun now!

Lisa

[::Lisa::]

Anyone?

[Curlyben]

I'd pay what you know to be the outstanding balance then go for the charges (WITH CCI) via the normal route.
Least that'll wipe out what you "owe" them.

[::Lisa::]

OMG Littlewoods are tw*ts. I logged on and they haven't even charged me. I guess their phone call was supposed to scare me into thinking they had charged me and I had to pay right there and then... whatever.

Their scare tactics don't work for me on this day of the month, if you know what I mean!

Anyway both Littlewoods and Littlewood Extra (LX) accounts now paid off in full. I'll shoot them with a cancellation letter via recorded delivery soon

Thanks for reading.

Lisa

[Curlyben]

With your cancellation letter I'd send them a Subject Access Request for good measure
Might as well get good use from a recorded letter.