Please help around DCA avoiding issue

[johnny4]

I have already given Equidebt more than the allocated time to send me a copy of an agreement and also a deed of assignment.

None of which have been provided since my reques on 5th March 2007.

I have trawled this site to find a follow up letter to send to them saying I want the debt cancelled/as they have not complied with the CCA. Can someone point me in the direction of this letter.

They haven't bugged me for a while but I don't want to let sleeping dogs lie - I want to get this issue dead and buried.

Thanks
John

[Curlyben]

Let's get some thing straight here.
Now Equidebt haven't complied with your CCA request.
I assume you sent it recorded delivery so you have a nice paper trail.

While they are in default, the agreement is unenforceable, until such time as a properly formated agreement appears.

Now you can't ask for the debt to be cancelled as such, because it exists.
No CCA = NONENFORCEABLE debt not NO debt.
If they heven't contact you with demands for payment, then your best course of action IS to "let sleeping dogs lie".
As and when they come back with an agreement, you can then use the 12+2 and 30 days default as a bargaining tool for a massive reduction of the debt, especially as they have commited a criminal offence.

If in the mean time they ty for payment then you can throw the non-compliance of CCA right back at them.

At the end of the day it's one big game of who blinks first looses.