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20th April 2007, 19:07	#1 (permalink)
firestarter Basic Account Customer Watch out, there are Claims Touts about! Challenge your credit file? Join Date: Jun 2006 Posts: 1	paying monthly payments to a loan account on or before contractual date; Hi,can my debt to HSBC amounting to £600 in missed loan payments be passed to a debt collecting agency because i make payments on or before the contractual date of the remaining loan.I had an arrangment with the bank,that if i made regular payments for 6 months, the missed payments would be placed at the end of the loan.I never missed a payment,so i thought,but because the payments where being made one or two days early,the system,didnt register these payments, and automatically classed this as a missed payment.PS i make manual payments into the account the loan is to be drawn from,i didnt realise it had to be on that contractual date.Any comments would be welcome.

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