E O S Solutions

[little_star]

no i didnt actually, i sent a 40 day data protection letter to freemans (it was them i had the account with) with the 10 pound cheque for all info they had on me and told eos solutions i had done that

[pennypenny]

Well, it's been three months since I last heard from Golds Solicitors and even longer from EOS solutions so those letters have definately worked, I'm just waiting for some other lovely DCA to come along.

[ODC]

GOLDS or EOS will be in diffs for passing on a debt in dispute

[twaddle]

I've been dealing with these mugs for years! They also use the names; Logic Group, Collection Agencies, EOS uk Holdings and other variations of this, which they seem to change every year or so. Gold's Solicitors is another one, and is just to scare you, as you'll see they all have the same address and telephone no. The last time I checked, they're not even registered as solicitors!

Do NOT be tempted to speak to them on the 'phone. They will say anything to get money out of you. Before I found these forums they would literally have me in tears, reaching for my debit card to make an interim payment to stop them sending the bailiffs round.(If I'd known then.......)

They've cashed my CCA £1 cheque and also my Subject Access Request £10 cheque, and returned nothing but a statement balance and a full and final settlement. I stopped payments about two months ago, and they haven't rang for about six weeks. However, today I received another statement showing principal debt, paid to date and outstanding balance (I now have over a dozen of these!)

Don't let them harrass you. If they were going to take you to court they would have done it by now. Will keep you posted if anything else happens. Hope everything works out.

[pennypenny]

Thanks for that Twaddle.
I was the same as you, as soon as they caught me on the phone they would scare me into making an arrangement with them and I believed everything they said, until I found this site that is. They've been on my back since last year but all has been quiet for about three months, I'm sure they'll make a comeback under some other name though.
Good luck in your dealings with them, hopefully they'll get the message soon.

[gymfreak1978]

peenypenny I aint heard from Eos/Golds for a few months either, or they still trading?

[pennypenny]

I dont know gymfreak, they have been rather quiet. They do have a website which is still there. I'm quite happy to not hear from them though.

[rory32]

Yes they're still trading. I got a letter from Gold yesterday asking me to pay EOS in full immediately or they will commence court procedings against me (they didn't state may). Oh well another letter for the harassment counterclaim file. After all I only sent EOS a CCA request at the beginning of April which they have still not responded to.

[pennypenny]

I sent EOS a CCA in March and I havent received mine either, at first they said they didnt have it and said they had ceased action and then they set Golds on me. I wonder when they'll make a reappearance?

[ODC]

Originally Posted by pennypenny

I sent EOS a CCA in March and I havent received mine either, at first they said they didnt have it and said they had ceased action and then they set Golds on me. I wonder when they'll make a reappearance?

They failed to respond to your request so in theory should not have passed this disputed debt on

[pennypenny]

I think EOS solutions and Golds solicitors are the same company though.
The address and phone number are exactly the same. Does that count as being passed on if they are within the same company?

[rory32]

I would agree with penny, it seems to depend on what underwear they turn up in who they work for.

Try not to make any obscene comments ODC You will be edited.

[LynziDonnelly]

5555

[ODC]

No-one has any problem negotiating with a DCA provided the DCA has proof in the form of an Executed CCA agreement that the debt actually exists and they have the legal right to collect it. Its called THE LAW. As for your assumptions that someone who does not or cannot pay their alleged debts is a thief i would suggest you have a read of the Theft Act and The Fraud Act. There is obviously no point in trying to explain Mens Rea and Actus Rea to you.

[diskmandave]

LD Sounds like a DCA worker..

Post has been reported.

[MARTIN3030]

Originally Posted by LynziDonnelly

i do not understand why you guys all hate these people so much???
they are just normal people doing their jobs like everyone else, and as for golds solicitors they are actually solicitors they are all leagally trained i have looked this up, i mean i actually know someone who had many assets taken from her home by this company and sold at public auction to raise the balance!!!
so at the end of the day we shouldnt be getting ourselves in this situation in the first place, at the end of the day we cant expect to borrow money and not pay it back!!
thats stealing and as i said these people are only doing their job and are in every right to enforce these payments and people like us shouldnt be trying to wriggle out of it we should be facing up to it!!
we put ourselves into this time to grow up and get ourselves out!
i spoke to a girl in their office and she was absolutely lovely and very understanding!
so at the end of the day if you are honest they appreciate it and help you!
but if you lie they are in their rights to catch you out!
so dont be frightened of these people

In a perfect world no one would need to be here.
Everything would be rosy and we could all live hapilly ever after.
Normal people are hard to find...if there is such a thing these days.
Theres nothing normal about people being hassled into paying something they have been levied with through no fault of their own...especially by people claiming over the top amounts for debts they bought for 20% of its value.
It is greed it is manipulation and it is morally wrong.
Of course I am speaking of those who have legitimate issues and suffer wrongly at the hands of these people.
Yes there can be no defence for those who seek to play the system and take money that they dont intend to pay.
At the same time we should look at those who seek to caspitalise on the poorer members by targeting them with loans and services that they know all too well will be difficult for them to manage later.
Who is more guilty here?