attatchment of earnings.....

[baconbuttyman]

i had an attatchment of earnings for around £1300, i have paid most of it off and now only owe 274.00, but the last payment that was recieved by barclays was in feb this year, because i have been off work since nov 06 and the courts would not take it out of my sick pay so barclays passed it on to a debt collection agency. my question is if i go into the court to settle the whole bill will this end the case as i know the debt recovery agency will put even more fee's onto the debt

[stan5131]

Why worry about the DCA fees? They are just as unlawful as the bank charges!

If you can pay the whole amount off, then do so, and tell the DCA to get stuffed!

Regards,

Stan

[dx100uk]

just pay the outstanding if you can
then tell the dca its settled. not their problem you have dealt with it directly with barclays.

dx100uk

[Varangian3]

Make an offer to clear bacon.

The DCAs buy these debts for a pittance so they are not really owed the full amount.

If you can clear the debt, NEVER offer the full amount, but start at 50% tops for quick and final settlement. Make out how long it will take to clear if they won't do you a good deal.

Obviously you don't pay till you have a letter from them confirming the arrangement, and don't let them take it over the phone!

Varangian

[The Terminator]

50%!! no start at 10% and work your way up.The problem is if the lenders are selling these debts at 10% or lower to DCA's then why should the consumer still pay the full amount?.Just wondering if this would fall under the Fraud Act.