Moorcroft will not be interested in anything agreed over the 'phone with Bulldog.... and as you have nothing in writing with Bulldog either, it is your word against theirs for now.
If you have not yet contacted Bulldog, then you need to jog their memories about what they agreed to and see if you can find a way forward from there. You can send a Subject Access Request to Bulldog for a £10 fee... by which they are legally obliged to send you every bit of info. they have ever had on you, including
transcripts of 'phone calls.
I will post a link on here for you in a moment... adapt the wording to your needs and make sure you stipulate that you want transcripts of all 'phone calls in the request. Send it off be rec. delivery. At the same time, send a letter (rec. delivery) to Moorcroft to advise them that the account is in dispute with Bulldog and therefore, no further action can be taken at this time.
Bulldog have 40 days within which to comply with your request.
