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Reload this Page Mercers Another Farce!!!!!

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 5th April 2007, 17:17   #1 (permalink)
Phonesurgeon
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Posts: 272
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Default Mercers Another Farce!!!!!
Mercers are chasing the missus for a barclaycard account.
Sent a CCA 14/03 and they defaulted yesterday 04/04.
GUESS WHAT?????????
This morning they served her a Default Notice under section 87(i) of the Consumer Credit Act 1974.
She need to pay just short of £800 by 19/04 to correct this!

Questions:
1.can they do this after they defaulted on my request?
2.what do i do next?
Thanks guys and gals
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Old 5th April 2007, 17:49   #2 (permalink)
djdave
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I am in: Kent
Posts: 688
djdave Informativedjdave Informativedjdave Informativedjdave Informative
Default Re: Mercers Another Farce!!!!!
NO! The debt is in dispute and unenforcable until such time as they supply the documents.

Write to them explaining this (as they obviously are stupid), and let them know you're sending a copy along with copies of your original request to Trading Standards.
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Old 7th April 2007, 21:36   #3 (permalink)
MCPR82
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I am in: London (South)
Posts: 86
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Default Re: Mercers Another Farce!!!!!
Quote:
Originally Posted by Phonesurgeon View Post
Mercers are chasing the missus for a barclaycard account.
Sent a CCA 14/03 and they defaulted yesterday 04/04.
GUESS WHAT?????????
This morning they served her a Default Notice under section 87(i) of the Consumer Credit Act 1974.
She need to pay just short of £800 by 19/04 to correct this!

Questions:
1.can they do this after they defaulted on my request?
2.what do i do next?
Thanks guys and gals

Who did you send your CCA to - Mercers or Barclaycard ?
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Old 9th April 2007, 09:43   #4 (permalink)
Phonesurgeon
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Default Re: Mercers Another Farce!!!!!
I am acting for the missus and i ve sent the CCA request to Mercers.
They are dealing with the account now...
First thing tommorow morning i will contact trading standard and made them aware...
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Old 9th April 2007, 21:05   #5 (permalink)
MCPR82
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I am in: London (South)
Posts: 86
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Default Re: Mercers Another Farce!!!!!
Quote:
Originally Posted by Phonesurgeon View Post
I am acting for the missus and i ve sent the CCA request to Mercers.
They are dealing with the account now...
First thing tommorow morning i will contact trading standard and made them aware...

Thanks and Good Luck - Keep us all posted !!
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Old 9th April 2007, 21:59   #6 (permalink)
Phonesurgeon
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Default Re: Mercers Another Farce!!!!!
I will do... these morons think they are above the law... well i will be taking great pleasure in crashing them back down to mother earth with aloud bang!!!!!!!!!!!!!
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Old 9th April 2007, 23:41   #7 (permalink)
MCPR82
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Default Re: Mercers Another Farce!!!!!
Stick it up em' Phonesurgeon !!!
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Old 10th April 2007, 10:38   #8 (permalink)
Phonesurgeon
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Default Re: Mercers Another Farce!!!!!
I will sure do...
i will make trading standards earn their money...
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