consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
Debt Action Group > Debt Collection Industry

Debt Collection Industry Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not?


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 26th July 2008, 22:55   #81 (permalink)
miffedpuppy
Basic Account Customer
 
miffedpuppy's Avatar
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

Well I tried a S.A.R - (Subject Access Request) to Lloyds all I got was a pile of statements for 1 account and they were incomplete ( I asked for info on 6 accounts).
So I thought why not give em a ring see what they say. Well I got through to some young guy , who couldnt have worked there very long, because he was very helpful. Even said that that was bad of lloyds because they were breaking the Data Prevention act (phone call recorded by the way).
Any way he said we are not supposed to give out this address but write to them as they deal with the Subject Access Request requests

So I never told you this but
DATA S.A.R. Team
DFAR/Service Recovery
Lloyds TSB
Drop Zone C57
Charlton Place
Charlton Road
Andover
Hants
SP10 1RE


This is where any request for a Subject Access Request ends up.
miffedpuppy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th August 2008, 22:03   #82 (permalink)
Fred Bassett
Platinum Account Customer
 
Fred Bassett's Avatar
 


I am in: I'm right here
Posts: 1,977
Fred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

I haven't heard anything from Lloyds/Credit Security for nearly 6 months now. Anyone else having the same thing?

Fred
Fred Bassett is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th October 2008, 13:05   #83 (permalink)
Fred Bassett
Platinum Account Customer
 
Fred Bassett's Avatar
 


I am in: I'm right here
Posts: 1,977
Fred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

Update: I've had a standard threatogram from some mob called 'Apex Credit Management' (formerly BCW which rings some bells).

I've fired off the 'I'm bemused' letter by email - I'm not wasting a stamp and copied it to my CAG email address for proof that I sent it.

Let's see what happens.

Regards to all.

Fred
Fred Bassett is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th November 2008, 19:46   #84 (permalink)
Fred Bassett
Platinum Account Customer
 
Fred Bassett's Avatar
 


I am in: I'm right here
Posts: 1,977
Fred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

Update: I've had yet another messages left on my 'phone asking me to called somebody called 'Amcourt' (?) - 'due to the status of my account' (should be owing to but I wouldn't expect these illiterates to know that). This is the message with personal details deleted:

humyo.com - Call from Apex.WAV

This is, I would imagine, the in-house Solicitors for Apex. Obviously I won't ring them, but I wonder if anyone else has had any dealings with this lot.

Regards.

Fred

Last edited by Fred Bassett; 24th November 2008 at 19:50.
Fred Bassett is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th November 2008, 19:35   #85 (permalink)
Fred Bassett
Platinum Account Customer
 
Fred Bassett's Avatar
 


I am in: I'm right here
Posts: 1,977
Fred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

bump
Fred Bassett is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th November 2008, 22:35   #86 (permalink)
elsinore
Platinum Account Customer
 
elsinore's Avatar
 


I am in: Central Lancashire
Posts: 3,848
elsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

Could be this lot:

Amcort Ltd
Field house
McMichael's Way
Hurst Green, Etchingham
East Sussex

Their profile is 'Business Support Services' - a euphemism for bottom feeding debt collectors?

Els
elsinore is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th November 2008, 22:47   #87 (permalink)
Fred Bassett
Platinum Account Customer
 
Fred Bassett's Avatar
 


I am in: I'm right here
Posts: 1,977
Fred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

Thanks Elsinore, I did ring the number provided last night (used 141 first) but got Apex, so I wondered if it was an in-house mob.

I like to know my enemy.

Cheers.

Fred
Fred Bassett is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th November 2008, 22:56   #88 (permalink)
Fred Bassett
Platinum Account Customer
 
Fred Bassett's Avatar
 


I am in: I'm right here
Posts: 1,977
Fred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

I just realised that this thread is in the wrong place. I've asked the Mods to move it.

Fred
Fred Bassett is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th November 2008, 20:29   #89 (permalink)
Fred Bassett
Platinum Account Customer
 
Fred Bassett's Avatar
 


I am in: I'm right here
Posts: 1,977
Fred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

Well I had an identical message today from Apex. So my failure to return their call has determined their next course of action, namely to send me a message telling me that "failure to return our call will determine our next course of action." Round and round we go.

Fred
Fred Bassett is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th November 2008, 23:18   #90 (permalink)
elsinore
Platinum Account Customer
 
elsinore's Avatar
 


I am in: Central Lancashire
Posts: 3,848
elsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritativeelsinore Authoritative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

Groundhog Day?

Els
elsinore is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th January 2009, 00:18   #91 (permalink)
Fred Bassett
Platinum Account Customer
 
Fred Bassett's Avatar
 


I am in: I'm right here
Posts: 1,977
Fred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

I don't know how significant this is, if at all, but on the top left hand corner of the second page of my "agreement" are the words "Lloyds TSB Credit Card Conditions - Bank Copy". Does this mean that this is their copy of the Ts & Cs and not the one sent to the customer?

http://i218.photobucket.com/albums/c...plication2.jpg

Fred
Fred Bassett is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th January 2009, 00:22   #92 (permalink)
Von Greenbach
Gold Account Customer
 
Von Greenbach's Avatar
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

Hi Fred

Yesterday I recived a copy of my CCA form Lloyds and the 2nd page T&Cs of my agreement has "Bank Copy" on it.

Be intresting to know the answer.
Von Greenbach is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th January 2009, 00:23   #93 (permalink)
Fred Bassett
Platinum Account Customer
 
Fred Bassett's Avatar
 


I am in: I'm right here
Posts: 1,977
Fred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informativeFred Bassett Highly informative
Default Re: Lloyds Tsb - Will They Play Silly Buggers?

Also on this, the first paragraph states "Information for Lloyds TSB Credit Card Customers who have existing Special Balances and are converting to Asset Gold". Not me - this was the first credit card I had with Lloyds.

I ought to read these things more carefully. Clearly this document does not relate to the application form that I signed.

Fred
Fred Bassett is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools





The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.