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Old 19th March 2007, 13:32   #1 (permalink)
trickytrish
Basic Account Customer
Default Me V various DCA's

Back in January I sent A few companies CCA requests they have all defaulted now on the 12 days and 1 month! after there 12 days were up I stopped Paying! I have also sent S.A.R's To the original creditors,


2 Bank of scotland Accounts been collected by Blair Oliver and Scott, I've had 1 phone call asking Why I hav'nt paid I did say That I've sent them an S.A.R and also CCA request so its now in Dispute!
Bank of scotland
Cashed my £10 cheque for S.A.R but nothing yet I have sent them the non compliance letter!



Peter Knipe and co been collecting off me from a box clever account (T.V and Video rental) I have heard from these they sent me statement of account! I owe them less than £50 now! but I was paying this weekly by debit card and they stopped the payments themselves after recieving the CCA request:o

Logic Group (who are now dormant) for Kays Catologue Have been very Silent Not Heard a thing off these people but They did cash my £1.00 cheque for Cca request!
Kays catologue
cashed my £10 straight away for S.A.R then wrote back to me asking if I had ordered something out of there catologue and could I let them know what it was? I wrote back telling them the errors of there ways! and now also non compliance to the S.A.R also


Robinson Way and company got in touch with me Just middle of last year for the same Debt as above Kays catologue And me like a fool even paid them! How Stupid was I but I'm not 100% sure it is the same debt! so really could do to hear from Logic group! But I'm 99.9% sure! I got a reply off these people more or less admitting that they dont have the CCA But it still has'nt stopped them chasing me for this debt either, Had loads of letters and loads of phone calls too! I hav'nt spoke to them on the phone, everytime they ring up I say I'm out .lol


I would not of even questioned any of this if it ws'nt for this site and getting my bank charges back! and having my 6 years of bank statements! I would of been carrying on regardless and just continue to pay these people!

So a big big thank you to this site! its such an amazing site!


can anyone give me any advice about non compliance with my S.A.R's and Robinson way and logic group also!

many thanks
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Old 19th March 2007, 14:11   #2 (permalink)
spiritgirl59
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Default Re: Me V various DCA's

Hiya Trish

I can't give you any advice about the non-compliance my friend, but I'm sure someone will do when they read your post.

I just wanted to wish you all the luck in the world. I'm soon to start this procedure with all my DCAs myself so I hope its OK if I follow your thread and see how you eventually get on?

I've got more than 10 of them so am anticipating fun and and games once I start as some of them are much much worse than others

But am determined to run rings round them after all they have put me through!

Thinking of you and rooting for ya

Spiritgirl x
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Old 19th March 2007, 16:06   #3 (permalink)
kennyparkroad
Platinum Account Customer
Default Re: Me V various DCA's

if they have non complied, is this when you report them to OFT?
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Old 20th March 2007, 01:04   #4 (permalink)
trickytrish
Basic Account Customer
Default Re: Me V various DCA's

Hi
many thanks For your replies Spiritgirl a very good luck to you too and hope everything goes well for you too will be following your thread too when you start!

Kenny many thanks also I'll report them all to the OFT then thanks for that!
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Old 20th March 2007, 03:17   #5 (permalink)
pmhcfc
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I am in: sane
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Default Re: Me V various DCA's

Quote:
Originally Posted by trickytrish View Post
Hi
many thanks For your replies Spiritgirl a very good luck to you too and hope everything goes well for you too will be following your thread too when you start!

Kenny many thanks also I'll report them all to the OFT then thanks for that!
If you want an Subject Access Request responded to after non-compliance then your best to lodge a complaint with the Information Commissioners Office and or the FOS ..
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Old 20th March 2007, 13:11   #6 (permalink)
trickytrish
Basic Account Customer
Default Re: Me V various DCA's

Quote:
Originally Posted by pmhcfc View Post
If you want an Subject Access Request responded to after non-compliance then your best to lodge a complaint with the Information Commissioners Office and or the FOS ..
Hi
thanks for that just one more question when I report this lot can I just report them all together or do I have to report them seperatly? sorry to sound so thick tho .lol

many thanks again all
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Old 14th August 2007, 14:27   #7 (permalink)
trickytrish
Basic Account Customer
Default Re: Me V various DCA's

been quite a while since I've updated this so here goes

I've reported them all for non compliance to the OFT and Information Commissioners Office but to be honest they have been worse than useless, not heard anything off either since april time grrrrr then it was just letters saying they were looking in to it,


Bank of scotland still non compliance with my S.A.R for the 2 accounts, after all this time, I've wrote several times to them too about this,

Blair oliver and scott
chased me for one bank of scotland debt but because I kept telling them it was in dispute and no payments were forthcomming, they decided to pass it on to wescott,

Wescott has since provided me with the cca it does look to be in order too, with all the details, only last month tho, I relise I now have to start paying this, but because bank of scotland did'nt comply with my S.A.R is it still classed as in dispute? The agreement is very interesting got a £570 on alone in PPI which I'm so going to pursue, This is really annoying as they are forthcomming with the CCA but not my S.A.R

OES soloutions (which were logic group) I have now found out that this was'nt Kays Catologue but my other bank of scotland account,
chased me for a little while after recieving my CCA request but hav'nt heard from them in about 4 months,

Kays catologue finally got my S.A.R off these people back in MAY time so put my claim in for £990 with PPI and charges , they have wrote to me several times saying thank you for my patience and it will be sorted by 8th august, but I'm still waiting to hear, I'm putting it down to the postal strike at the minute,

Robinson Way (the worst out of the lot)
for kays keep chasing me still keep getting endless phone calls and letters demanding money and I keep telling them that it is unenforcable, untill they come up with the CCA, They Have baught this from Kays so will Kays When and if I get my charges back just pay it to these or will they send it to me? I still owe over £800 I have asked Kays tho to send it direct to me and not to them because its unenforcable!


I know I did'nt metion this one in my opening post but a store card for GE money which is now in the hands of the FLA which are sorting it out, also claim for PPI on this one in the meantime because its still in dispute I hav'nt paid so they have now passed it on to Viking who ever they are and I've told Viking that I've reported them to relevent companies for passing it on while still in dispute,

Peter Knipe I mention in opening post still not heard a thing from them!

thanks all,
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Old 16th August 2007, 19:41   #8 (permalink)
trickytrish
Basic Account Customer
Default Re: Me V various DCA's

got a letter from Kays catologue today in there final response and not a Penny to be refunded

so today I've now reffered it to the FLA also,

sent another letter also the Information Commissioners Office for non compliance with my 2 bank of scotland accounts,

my next job for tommorow is writting complaints to trading standards about robinson way, Ge Money for passing on my account while its in dispute to viking, and Blair oliver and Scott for also passing it on to wescot while its still in dispute,
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