Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
12th March 2007, 13:38
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#1 (permalink)
| | Basic Account Customer |  Lowell Financial :
Since Dec2006, I have been recieving letters from Lowell Financial, for a debt with Cap One, that was either very close to being statute barred if not already.
I have not acknowleged any of thier letters.
A few weeks ago I decided to apply for a copy of my credit rating, which I have recieved from Experion.
On it, it states the Cap One card was "settled" in 2001.
I am puzzled by this as I did not pay it, and it has been passed through about 4 different agencies, I refused to pay, because £400 had been added in charges by Cap One, for a debt of less than £200 !
Does anyone have any idea what may have happened here
Many Thanks,
Whizzard. | 
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12th March 2007, 22:29
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#5 (permalink)
| | Basic Account Customer | Re: Lowell Financial :
According to Experian, the card was issued in 2000, and settled in may 2001, which is about the time I stopped using it.
So actually it would be statute barred anyway !
Whizzard.
Last edited by jonni2bad; 13th March 2007 at 01:41.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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