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Old 26th March 2007, 22:12   #41 (permalink)
fetsilva
Basic Account Customer
Default Re: 1st Credit are noting the contents of my communication... oh yes they are

gingerheid,
my god this thread is soooo funny
have sat here laughing myself silly everytime i've read it and also read bits out loud to anyone who'll listen

definately subscribing i'vr got to know what other gems u come up with to say to these lot.
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Old 26th March 2007, 23:22   #42 (permalink)
Gingerheid
Classic Account Customer
Default Re: 1st Credit are noting the contents of my communication... oh yes they are

My memory suddenyl went back to something I once played with at school. It was a chatbot program called Eliza. This was the 80s, so it wasn't very good. It was quite hilarious in fact; it just went round in circles and ignored what you said.

This sort of reminded me of 1stCredit in a way, so I decided to try it out to compare them, and to see which one makes the most sense. The converstaion with the chatbot went something like this:

Quote:
Originally Posted by gingerheid speaking to an 80s computer chatbot
>> Hello.
How do you do. Please state your problem.
>> I need to explain to you that I don't owe Demon any money.
What would it mean to you if you got to explain to I that you don't owe demon any money ?
>> I would save me having to deal with you lot.
Perhaps in your fantasies we would save you having to deal with each other.
>> Could you do it in real life too?
We were discussing you -- not me.
>> Well, we stop me being harassed?
I'm not sure I understand you fully.
>> Can you understand that I don't owe Demon any money?
You believe I can understand that you don't owe demon any money don't you ?
>> Yes
You seem to be quite positive.
>> I am
Is it because you are that you came to me ?
>> I don't know what you mean.
Don't you really know what I mean ?
>> No. Not at all.
Are you saying no just to be negative?
>> Of course not. What you said didn't make sense.
Why do you ask ?
>> Becuase I need you to leave me alone
Why do you want I to leave you alone ?
>> Because I don't owe your client any money.
Is that the real reason ?
>> Totally.
Please go on.
>> Well, I sent you a recording of me talking about your letter and them telling me I didn't owe them money.
Do you wish to sent me ?
>> You mean you want a copy?
Oh, I mean I want a copy ?
>> I'll send another one to you immediately.
You're not really talking about me -- are you ?
>> No
You are being a bit negative.
>> Well, I'm a bit angry to be honest.
How long have you been a bit angry to be honest ?
>> Since this started in November.
What does that suggest to you ?
>> That you are a useless shower of idiots, to be honest.
What makes you think I am a useless shower of idiots ?
>> You keep sending me the same letter over and over again.
In what way ?
>> By post.
Do you feel strongly about discussing such things ?
>> I feel very strongly about it. I made a thread on consumer action group.
You say you feel very strongly about it ?
>> Yes, that's what I said.
You are sure.
I don't know about you; but I think it's now official that 1st Credit make less sense than a dumb computer program from the 80s.

If you need a break and want to see if Eliza makes more sense than the DCA pestering you, you can speak to Eliza at Eliza test.

For good measure, I've just e-mailed 1stCredit along the above lines

Quote:
Hello again.

Trying to deal with you made my memory suddenly go back to something I once played with at school. It was a chatbot program called Eliza. This was the 80s, so it wasn't very good. It was quite hilarious in fact; it just went round in circles and ignored what you said.

This sort of reminded me of 1stCredit in a way, so I decided to try it out to compare it with you, and to see which one makes the most sense. The conversation with the chatbot went something like what's below.

To be honest, the computer spoke a lot more sense that you have. At least it keeps saying different things; all your letters are the same.

Yours ever hopeful of a reply from a human
__________________
Number of times I've asked 1st Credit for information that I stil haven't recieved... 55 as at 02/05/07

Last edited by Gingerheid; 26th March 2007 at 23:38.
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Old 26th March 2007, 23:23   #43 (permalink)
PriorityOne
Platinum Account Customer
 
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I am in: a house no longer in Debt Row...;-)
Posts: 4,497
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Default Re: 1st Credit are noting the contents of my communication... oh yes they are

Quote:
Thank you for your recent letter. It was suspiciously similar to the last 7 you sent, but on close examination the date was different.

My comments stand. Reply to the points I raised initially. Reply in writing.

I do not button up the back. I will not phone your premium rate revenue sharing number about a debt I don’t owe.

Seeing as you seem to think it makes a different if you sent the same letter 8 times, would you like me to send this message 8 times?

I demand an immediate reply, from a human, and that is not a standard letter.

I look forward to hearing from you.


.... ROFL !!!
__________________
Remember the mantra :
NEVER communicate by 'phone.
Send EVERYTHING by Recorded/Special Delivery
Keep a copy of EVERYTHING sent
Keep hold of EVERYTHING received

The following companies have all been sent packing in the past 2 years :

A & L PLC
A & L Finance Ltd
Global Debt Management Services Ltd
Shoosmiths (solicitors)
Fenton Cooper
Mack Hall
Moorcroft
HFC
Cabot
Barclaycard
Mercers
The Lewis Group
CL Finance....

Life is like a game of Chess.... watch the enemy, defend yourself against aggressive manouvres and when in doubt, move a pawn....
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Old 26th March 2007, 23:41   #44 (permalink)
thejanegirl
Basic Account Customer
Default Re: 1st Credit are noting the contents of my communication... oh yes they are

Quote:
Originally Posted by MrFancypants View Post
1st Credit is owned by Bridgepoint whos' directors include Alan Milburn MP & former minister

Perhaps a 'nice' letter direct to him might result in a response

& whilst your at it ask him if it's because of his involvement with this company that he is keen to see debt collectors given the right to break into peoples homes & assault them
Is that right?

Alan Millburn is the local MP in the area my newspaper covers - seems a very nice above board kind of chap and has been voted back in every year for approx 30 years.

Shocked.
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Old 27th March 2007, 00:28   #45 (permalink)
ODC
Platinum Account Customer
 
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Default Re: 1st Credit are noting the contents of my communication... oh yes they are

You know what happens when you keep going round in circles



You disappear up your own A*****e
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Old 27th March 2007, 00:52   #46 (permalink)
pmhcfc
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I am in: sane
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Default Re: 1st Credit are noting the contents of my communication... oh yes they are

Quote:
Originally Posted by ODC View Post
You know what happens when you keep going round in circles



You disappear up your own A*****e
We talking about first credit eh ?
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Old 27th March 2007, 01:08   #47 (permalink)
ODC
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Default Re: 1st Credit are noting the contents of my communication... oh yes they are

PMSL that or one of their employees who got money out of T bern
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Old 28th March 2007, 20:17   #48 (permalink)
Gingerheid
Classic Account Customer
Default Re: 1st Credit are noting the contents of my communication... oh yes they are

Another day... and guess what I find when I get home??? Yup!!! Another letter with the special 1stCredit barcode in the bottom of the window.

And guess what it says when I open it? Yup. Exactly the same again. Apart from the date of course
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Old 28th March 2007, 20:49   #49 (permalink)
pmhcfc
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I am in: sane
Posts: 1,358
pmhcfc Highly informativepmhcfc Highly informativepmhcfc Highly informativepmhcfc Highly informativepmhcfc Highly informativepmhcfc Highly informative
Default Re: 1st Credit are noting the contents of my communication... oh yes they are

Quote:
Originally Posted by Gingerheid View Post
Another day... and guess what I find when I get home??? Yup!!! Another letter with the special 1stCredit barcode in the bottom of the window.

And guess what it says when I open it? Yup. Exactly the same again. Apart from the date of course
Still have their heads up there then
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Old 28th March 2007, 20:54   #50 (permalink)
tiglet
Platinum Account Customer
 
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I am in: In SEN heaven
Posts: 5,095
tiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritative
Default Re: 1st Credit are noting the contents of my communication... oh yes they are

Perhaps you could create a modern artwork with the letters, auction it on here and use it to pay the buggers what they want and get them to stop hassling you that way?

Could be a whole new cottage industry for CAGers!
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Old 28th March 2007, 21:15   #51 (permalink)
Gingerheid
Classic Account Customer
Default Re: 1st Credit are noting the contents of my communication... oh yes they are

The key thing here is that I don't actually owe the money. So if I did sell their letters as a modern artwork the most I'd do is e-mail them a photo of the cash.
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Old 28th March 2007, 23:12   #52 (permalink)
ODC
Platinum Account Customer
 
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Default Re: 1st Credit are noting the contents of my communication... oh yes they are

How many letters are you intending to collect
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Old 28th March 2007, 23:20   #53 (permalink)
Gingerheid
Classic Account Customer
Default Re: 1st Credit are noting the contents of my communication... oh yes they are

As many as they send.

But I'd honestly prefer it if they stopped.
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Old 28th March 2007, 23:22   #54 (permalink)
ODC
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Default Re: 1st Credit are noting the contents of my communication... oh yes they are

Put them each in a plain brown envelope and post them back without a stamp. Mark them JUNK MAIL
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Old 28th March 2007, 23:26   #55 (permalink)
Gingerheid
Classic Account Customer
Default Re: 1st Credit are noting the contents of my communication... oh yes they are

No no. I am keeping the evidence.
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