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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 10th March 2007, 23:15   #1 (permalink)
johnny4
Basic Account Customer
 


I am in: Scotland
Posts: 48
johnny4 Novitiate
Thumbs down Equidebt - Please help
Hi

I have recently had contact from Equidebt. They are chasing a debt from 3 years ago. I have sent them a CCA request which was signed for on 6th March. 3 days later, they have sent another demand for payment within 72 hours.

Is this normal?
Should I contact them to remind them I am waiting on them providing documentation?

Thanks

Johnny
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Old 10th March 2007, 23:18   #2 (permalink)
i_spam
Platinum Account Customer
 


I am in: kent central
Posts: 894
Bailiffchaser NovitiateBailiffchaser Novitiate
Default Re: Equidebt - Please help
Just wait for the 12 working days to lapse and then go after them.
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Old 11th March 2007, 01:09   #3 (permalink)
PriorityOne
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I am in: a house no longer in Debt Row...;-)
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PriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne Authoritative
Default Re: Equidebt - Please help
Personally, I wouldn't contact them at all. They should have been aware of their legal obligations before issuing letters demanding payment. It is not up to you to remind them of their legal obligations.....

After 12 working days, they will have defaulted if there is no CCA. One calendar month later, you can report them for a criminal offence. I am not sure if the criminal offence is because of their non-compliance, or because of their non-compliance and a continued pursuit of payments..... perhaps someone can confirm ?
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