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Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
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Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
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New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
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Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 25th February 2007, 14:26   #1 (permalink)
fetsilva
Basic Account Customer
Default acknowledgment of debt

hi i'm in the process of sending cca requests to a couple of dca's and havent had any correspondance in writing with any except for link financial.

this was a form they sent me asking me to fill in expenses and such to see how much we could afford to pay them. does this form count as an acknowledgment of the debt and can we still see if they have the credit agreement?
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Old 25th February 2007, 14:56   #2 (permalink)
tinkitrace
Basic Account Customer
Default Re: acknowledgment of debt

do not fill this in give them the time to adhere to you request for the cca. Then follow the instruction given on this website if they do not have the cca they might not own the debt. But this is a ploy to try and get you to acknowledge the debt or have proof that you have acknowledged the debt. If the debt is in dispute do not start with negotiation in regards to payments etc.
Just stick to you guns no information until they provide cca
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Acknowledgment by NatWest kayfrancis NatWest Bank 3 11th September 2006 14:08
Confused about acknowledgment! matthewbarradell NatWest Bank 10 4th September 2006 11:15




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