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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 23rd February 2007, 21:03   #1 (permalink)
ukdickie31
Basic Account Customer
 
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Default DCA letter for someone who used to live at the address

Hi

I have had a DCA letter from a company called Bond Pearce chasing up a £12,000 debt for someone who used to live at my address. This person returned to their home country outside of UK several weeks back.

I have returned their letter with one of mine as such (Sent Recorded delivery)

************************* ********************

Please find returned for your attention a letter for a Mr XXX, addressed to my address.

Mr XXX no longer resides at this address. He returned to China several weeks ago.

I am not sure what sum of money you are chasing but as he no longer resides here and as this is a private household, please confirm by return of post that you will remove this address from your records.

I trust that your confirmation reply to me will be your last post to my address with regard to this matter.

************************* *************************

This should be the end of the matter, but what will they do now and what happens if I get further letters. I have never been in debt and this worries me.
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Old 24th February 2007, 11:54   #2 (permalink)
cheddar
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I am in: Bolton, Lancashire
Posts: 1,482
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Default Re: DCA letter for someone who used to live at the address

If you get any more letters in someone elses name you shouldn't really be opening them. Write on the front of the envelope, 'Not at this address, Return to sender' and put in back in the post.

Also make sure that the electoral role information for your house is correct.
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