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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 8th February 2007, 15:16   #1 (permalink)
Kane33
Basic Account Customer
 


I am in: Essex
Posts: 38
Kane33 Novitiate
Default Subject Access Request Barclaycard and they sold the debt

I Subject Access Request Barclaycard and they have now sold the debt without responding. The DCA has phoned me and when I get the letter I will CCA them, but can Barclaycard do this without responding and do they still have to respond. I want to claim back charges and a mis-sold PPI so do I still deal directly with Barclaycard ?. Thanks for looking.
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Old 8th February 2007, 17:22   #2 (permalink)
i_spam
Platinum Account Customer
 


I am in: kent central
Posts: 894
Bailiffchaser NovitiateBailiffchaser Novitiate
Default Re: Subject Access Request Barclaycard and they sold the debt

Regardless of what barclaycards story is issue a non compliance claim form and let them make whatever excuse they want in court.
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Old 9th February 2007, 03:25   #3 (permalink)
lookinforinfo
Platinum Account Customer
Default Re: Subject Access Request Barclaycard and they sold the debt

Kane, Barclaycard have 40 days in which to respond to your request. If that
time has not yet expired, you can write to them pointing out that they still
have to fulfill the Subject Access Request requirements. In addition, it was the duty of BC to write
and inform you of the assignment of the debt.
If the time has expired, give them seven days to comply or you will make out a complaint to the Information Commissioners Office.
If the DCA do not accept that you are in dispute with BC, send them a CCA request which will stop them in their tracks until they can produce the
required documentation.
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Old 13th February 2007, 11:46   #4 (permalink)
Kane33
Basic Account Customer
 


I am in: Essex
Posts: 38
Kane33 Novitiate
Default Re: Subject Access Request Barclaycard and they sold the debt

Thank you very much for your advice and guidance.
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