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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 1st February 2007, 21:35   #1 (permalink)
bytor
Basic Account Customer
Default Advice Needed!

Hi
I posted about this elsewhere but thought I'd be better off starting a new thread.
I sent a CCA request to Sechiari Clarke & Mitchell (Lloyds) back in September, they ignored it, I sent a letter stating they had commited an offence on the 23rd of January when they demanded payment and now I have a letter from Allied International Credit requesting I phone (no chance!) regarding this Lloyds account...


Should I send them a letter saying the account is in despute and they shouldn't be processing this account or do I CCA AIC and reset the time schedule on this?
__________________
27th September CCA sent to Sechiari Clarke & Mitchell - Commited Offence by not responding-Update, passed account to AIC. CCA AIC on 29/03/07
27th September CCA sent to Allied Credit International - not received, resent on 23th January 07-(still nothing on 30/03/07)

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Old 1st February 2007, 21:41   #2 (permalink)
diskmandave
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Default Re: Advice Needed!

Quote:
Originally Posted by bytor View Post
Hi
I posted about this elsewhere but thought I'd be better off starting a new thread.
I sent a CCA request to Sechiari Clarke & Mitchell (Lloyds) back in September, they ignored it, I sent a letter stating they had commited an offence on the 23rd of January when they demanded payment and now I have a letter from Allied International Credit requesting I phone (no chance!) regarding this Lloyds account...


Should I send them a letter saying the account is in despute and they shouldn't be processing this account or do I CCA AIC and reset the time schedule on this?
Amongst other things, I would be sending them a letter stating the criminal offence of the previous collectors. I'm sure someone a bit more clued up can help though

It's for them to comply within the timescales and not us to keep letting them move the goalposts!
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Old 1st February 2007, 21:51   #3 (permalink)
bytor
Basic Account Customer
Default Re: Advice Needed!

Thanks for the reply, that was my thought. The last thing I want to keep doing is sending out CCA's over the same account. Does anybody know a templated letter I can send them
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Old 1st February 2007, 22:42   #4 (permalink)
diskmandave
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Default Re: Advice Needed!

Just a thought, have you reported them for committing the criminal offence? OFT/TS/POLICE? I'ld be including this in a letter too
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Old 1st February 2007, 22:46   #5 (permalink)
bytor
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Default Re: Advice Needed!

No I haven't, thats a good point. Cheers!
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