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The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 31st January 2007, 17:40   #1 (permalink)
musto
Basic Account Customer
Unhappy Seven Trent Water

Here we go - help requested.

After many letters from Seven Trent Water for wierd and varying amounts and despite some (admittedly not many) letters to them, I have today received a Doorstep Collection Notice letter from Legal & Trade Collections Ltd., after STW have 'placed the account' with LTC.

Debt of £629.23

They are saying that a Doorstep Collection will come if immediate collection and settlement is not made.

Further in the letter 'should your financial circumstances prevent total settlement of the account your offer of realistic monthly or weekly repayments will receive our careful consideration'.

What, if any, is the law on the amount of time they should allow me to pay this off etc. as even divided over 12months this is a hefty addition to my outgoings.

Happy for any advice as I am drafting my letter later.
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