consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
Debt Action Group > Debt Collection Industry

Debt Collection Industry Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not?


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 18th June 2008, 18:33   #1 (permalink)
koreen555
Basic Account Customer
Default Sterling Park Debt Recovery/Council Tax arrears from 1993

My brother, who has kidney failure and unable to work due to this, claiming Disability Living Allowance, has been suddenly sent a letter from Stirling Park Debt Recovery. It appears its for Community Charge from 1990-1993, I was under the impression that debt over 6 years old was written off if it was not recognised etc but maybe I'm wrong about this its maybe not the case with council/ community tax? I'm in abit of a muddle as they are demanding about £1000 which he does not have and unfortunately I dont have either. The problem is he now receives a very small income from DLA benefits, the letter stated they would take furniture etc from his house court action etc. What on earth can I do except the waiting at the council office and pleading with them?
koreen555 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th June 2008, 18:48   #2 (permalink)
MARTIN3030
Site Team
 
MARTIN3030's Avatar
 


I am in: St.Helens Merseyside
Posts: 12,263
MARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 Authoritative
Default Re: Can anyone give me advise, old council tax bill from 1993

Welcome to the site.
If I am not mistaken Council tax arrears are not subject to 6 years thats to say that they can still be collectable.There would have been an enforcement order made for this it does seem strange that its only just surfaced now ?I think you need to get paperwork that relates to it.
Are Sterling park collecting on behalf of the council ?
Baliffs are restricted as to what they can do and have to consider financial circumstances.
Its important that you get to know your rights.
We need further information in order to help.

1. What does the letter say that Stirling have sent-are they certified ?

2. What have the Council said ?
3. Have you had any direct communications with Stirling ?
3. Are you currently on Council Tax benefits now ?
4. On your last Council Tax bill were these arrears shown ?


Dont let these people into the house and make a note of times/actions if they call to the house.

Ask the Council for the details of these charges and when the order to collect was made...and if there was a court hearing.

Most importantly try not to worry I know its easy to say but you will get help here to solve matters.
__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.Limitation hearing won;awaiting directions to proceed.
Citi Cards.Stayed;Stay lifted -hearing FEB 2009
Default removals;Rbs stayed applied to lift
Virgin media; Won Settled out of Court for full amount plus wasted costs.
Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent
Retail Loss Prevention-assisting 2 victims.

Christmas has gone but......the mission goes on.
Wishing all a great year in 2009-and hope everyone gets ALL their charges back..and justice for any other issues that come your way.






Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
MARTIN3030 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th June 2008, 00:24   #3 (permalink)
koreen555
Basic Account Customer
Default Re: Sterling Park Debt Recovery/Council Tax arrears from 1993

thanks for the reply,
The letter looks official it states North Ayrshire Council - Arrears of Council Tax, the sheriff court granted Summary Warrant against you for recovery of all council tax and water & sewerage charges due and unpaid for the accounts details together with the statutory addition of 10%.
You are required by legislation to provide certain information within 14 days. Failure to provide the relevant information or to knowingly provide false information may render you liable to an initial penalty of £50. Unless he pays the full amount to Stirling Park (who appear to be the debt collection agents for the council here) they req name national insurance number bank sort code and account number and also asks if in receipt of any benefits its dated the 12/6/8 so still time to deal with it.
Just wondering if I would be able to make payments to it on a monthly basis or if my brother could be checked re his income/outgoings to see what he could afford. Maybe a quick dash to the citizens advice place is in order first?
koreen555 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th June 2008, 02:10   #4 (permalink)
JonCris
Platinum Account Customer
 


I am in: Lovely Dorset
Posts: 6,759
JonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris Authoritative
Default Re: Sterling Park Debt Recovery/Council Tax arrears from 1993

Whatever you do if you don't owe the money yourself don't pay it.

When was the warrant granted? If recently then your entitled to know why it took so long. In fact particularly because of your brothers condition & this inordinate delay you may be able to have the warrant set aside

Contact CAB & after 1st contacting the issuing court to ask why it was granted after such a long time
JonCris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th June 2008, 09:05   #5 (permalink)
IdaInFife
Platinum Account Customer
 
IdaInFife's Avatar
 


I am in: Fife
Posts: 1,308
IdaInFife InformativeIdaInFife InformativeIdaInFife Informative
Default Re: Sterling Park Debt Recovery/Council Tax arrears from 1993

Also to adds to Jons post, Your brother could be classed as vulnerable so if you are due this you can ask the council to take back the account so you don't have to deal with Sterling Park.
IdaInFife is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Council Tax arrears spinningbee Local Authority, Council Tax and Business Rates Issues 9 22nd May 2008 21:04
Council Tax Debt with Stirling Park Debt Recovery foxysas General Debt Issues 3 21st February 2008 13:54
Council Tax Arrears? pennypenny General Debt Issues 18 18th November 2007 20:46
Council tax arrears si1965 General Debt Issues 4 30th November 2006 20:27
Council Tax Arrears Curleydel General Debt Issues 3 19th October 2006 01:40




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.