Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old?
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The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
25th May 2008, 18:55
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#2 (permalink)
| | Platinum Account Customer
I am in: West Midlands
Posts: 2,013
|  Re: welcome finance car finance
Bump | 
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25th May 2008, 19:00
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#3 (permalink)
| | Site Team
I am in: Birmingham.
Posts: 9,637
| Re: welcome finance car finance
Moving thread into the Debt Forums.
You Should get the advice you need, there.
Rooster.
__________________ If this has been useful to you, please click on the scales at bottom left of post. Thanks. Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment. Please donate, Help us to help others. LINKS....
For all health related issues, visit......... CONSUMER HEALTH FORUMS FAQs.... | |
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25th May 2008, 21:21
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#4 (permalink)
| | Platinum Account Customer
I am in: Not far away.
Posts: 2,719
| Re: welcome finance car finance
Quote:
Originally Posted by cheekismurph  heya, im writing in regards to welcome finance to see if somebody can help me with my hire purchase. ive tried to volutary terminate my car twice and they have said i cant volutary terminate coz i had 2 defaults in 2004, doesnt make any sense to me?a bit of acatch 22 situation they said dont do defaults anymore!!!mmm spoke to citizens advice about this and they said they cant see any paperwork saying that, think ther just trying to mess me about, wanted to find if the default thing itrue or not they welcome finance said its true by law but i dint beleive a word they say anymore!!!plus welcome finance is a sub prime company there bound to have people havindg defaults doesnt make any sense!!!any information about this i be reall gratefil about. the second thing is checked my account with them ive paid around £7,400 the loan wsa supposed to be 5,000 with interset totaling 8,800 unbeleivable!!!they have charges of worth £1,700 on my account redicilous how do i reclaim them f5rom welcome or take them off ive done it with my bank charges but need help with this if u can???? | Hello!
I don't know how Welcome Finance operate or car finance. But some questions spring to mind: have you asked your questions re the termination in writing? I would want them to identify exactly which law they are talking about. Don't discuss anything on the 'phone though, you may need evidence to make a formal complaint further down the line.
Do you have a copy of your original agreement with the terms and conditions?
I would also reclaim the charges. Follow the same process as you have used for your bank charges. Would this not clear the balance?
1 last thing!! What sort of accounts were the defaults for?
Sorry for all the questions, it just helps people to offer suggestions 
__________________ I'm midway through the tunnel, but getting closer to the light. Please be aware that i am not an expert in anything! I may offer an opinion, but the final decision is yours. | |
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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