Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Hold the Front Page!! News updates The Consumer Forums front page Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Debt Collection Industry Advice on how to deal with debt collectors. Are you receiving distressing phone calls? Are you recording them? Why not? | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
17th May 2008, 18:03
|
#2 (permalink)
| | Platinum Account Customer
I am in: In SEN heaven
Posts: 5,095
| Re: Court summons Hi
Can you give a few more details about what the debt is for?
If it is an unsecured loan, and a CCJ is issued and defaulted on then yes, they could put a charge on the house if he has an interest in the property. |
| |
17th May 2008, 18:27
|
#4 (permalink)
| | Platinum Account Customer
I am in: In SEN heaven
Posts: 5,095
| Re: Court summons A charge can only be put on a property if a CCJ has been obtained and defaulted one - no need to worry about that right now
You say you think the CCA is valid - can you post it up, omitting identifying details so that others can give their opinion too? |
| |
17th May 2008, 19:06
|
#6 (permalink)
| | Platinum Account Customer
I am in: In SEN heaven
Posts: 5,095
| Re: Court summons You're not being thick at all - I've only picked it up after spending countless hours on this site.
If the acknowledgement of service and defence are not submitted, the creditor can ask for judgement in default- or - if these are submitted, it goes to an hearing and the judge lodges a CCJ anyway, and the terms that the judgement states are not complied with i.e. payments are not made in accordance with the terms of the judgement, then the creditor can apply for a charging order to be made against the property.
Do you have a scanner? if not, your local library or community cafe may well have one. Photobucket is a good way to post documents. Please ensure any identifying details are removed as DCA's etc. do sometimes visit this site.
__________________ All help is merely my opinion only - please seek legal advice if you need to as I am not legally qualified. |
| |
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
|