consumer forums consumerforums Total Bank Charges Returned : £17,500,569 to 10384 people.

Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Registration Problems | FAQ
The Consumer Forums  

CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and ensure this site will remain free to use!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
Consumer Action Group envelope labels Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£17.10 + £1.50 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1.50 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£9.99 + £1.50 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
£9.99 + £1.50 (P&P)

Download and Install Browsealoud

Go Back   The Consumer Forums > The Consumer Forums
Debt Action Group > Debt Collection Industry

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
eBay buyer?
Buy more cheaply
Win more often
ConsumerSniper.com
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Ebay buyer?
ConsumerSniper
Free unlimited bids and eBay tools
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
 

Notices

Debt Collection Industry Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not?

Reply
 
LinkBack Thread Tools
Old 17th May 2008, 15:17   #1 (permalink)
Classic Account Holder
 
dannyboy660's Avatar
 
Protect your signature with SignGuard

Cagger since : Dec 2006
Posts: 1,577
dannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informative
Default Mildly interesting article....

...which I'm not sure if I'm allowed to post a link to but, here it is.

Will the debt collector call?Â*-Â*Dealing with debt on MSN Money UK

My apologies if it's already here somewhere, but I couldn't see it.

How about..

"We want to see all lenders doing everything in their power to avoid things getting to this stage. This means treating borrowers in arrears fairly and sympathetically, and being willing to negotiate with borrowers in trouble," she added.

Hmm. More chance of getting peed on by the Pope, missus.

"So far from being sympathetic to the plight of those struggling, perhaps it's in the banks' collective interest to assist those they once funded back in the black - it may be the only way they can get their money back."

Banks dump the debts and arrears on DCAautolinker.com autolinking image's who's aggressive, disrespectful, and often downright unlawful approach to collections alienates former customers who then find a way to fight back.

What do they expect???

Poor banks. What a shame. My heart bleeds for them, and the vermin they employ to bully.

That's my daily whinge.

Last edited by dannyboy660; 17th May 2008 at 15:22.
dannyboy660 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th May 2008, 09:46   #2 (permalink)
Classic Account Holder
 
dannyboy660's Avatar
 
Protect your signature with SignGuard

Cagger since : Dec 2006
Posts: 1,577
dannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informative
Default Re: Mildly interesting article....

I can't be bothered to moan on a Sunday morning. The Lord (Lloyd-Webber) might give me a withering stare and shrivel my tangerines, so I'll let the BBC say it for me.

BBC NEWS | UK | Problem debt 'hitting affluent'
dannyboy660 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th May 2008, 09:53   #3 (permalink)
Classic Account Holder
 
zazen.warrior's Avatar
Posts: 1,652
zazen.warrior Informativezazen.warrior Informativezazen.warrior Informativezazen.warrior Informative
Default Re: Mildly interesting article....

There's a lot of it about.
zazen.warrior is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th May 2008, 10:23   #4 (permalink)
Gold Account Holder
 
creditcardmug's Avatar
 
eBay user? Find misspellings and zero-bid items

Cagger since : Dec 2007
I am in: Somewhere in UK where it rains all the time
Posts: 5,133
creditcardmug Authoritativecreditcardmug Authoritativecreditcardmug Authoritativecreditcardmug Authoritativecreditcardmug Authoritativecreditcardmug Authoritativecreditcardmug Authoritativecreditcardmug Authoritativecreditcardmug Authoritativecreditcardmug Authoritativecreditcardmug Authoritative
Default Re: Mildly interesting article....

A lot of people are in denial/not accepting their situation is untenable, sooner or later they have to accept that outgoings exceed incomings.
Thats when they have no choice but to default on loans/cards etc, as happened to me.

I think far more people will be going down this road soon given the worsening economic climate
creditcardmug is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th May 2008, 09:20   #5 (permalink)
Classic Account Holder
 
zazen.warrior's Avatar
 
Have we helped you? Please help us by making a donation

Cagger since : Nov 2007
Posts: 1,652
zazen.warrior Informativezazen.warrior Informativezazen.warrior Informativezazen.warrior Informative
Default Re: Mildly interesting article....

More cuttings.

Now desperate middle class families face huge debt crisis as more and more professionals plunge into the red | the Mail on Sunday
zazen.warrior is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th May 2008, 12:44   #6 (permalink)
Classic Account Holder
 
dannyboy660's Avatar
Default Re: Mildly interesting article....

..and today some good news. It seems NCO have suffered some eye wateringly enormous losses. InsideARM: NCO Group Reports First Quarter Loss on Acquisition Expenses at least in some areas. Nicely glossed over though, I must say. Full marks to their auditors and accountants no doubt.

Before you say anything, I do realise that's in US, but collections just get tougher and tougher as people concentrate on the priority debt.

I think we'll soon be able to 'run a book' on which of our favourite UK DCAautolinker.com autolinking image's will be first to go down the tubes, when they can't get funding to buy more bad debt.

Still, it's nice to know it's not all good news for the vultures in these difficult times Mr Brown and Mr King are promising.
dannyboy660 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th May 2008, 13:59   #7 (permalink)
Classic Account Holder
 
dannyboy660's Avatar
 
Try our new digital signature service

Cagger since : Dec 2006
Posts: 1,577
dannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informative
Default Re: Mildly interesting article....

Did anyone pick up this story???

BBC NEWS | UK | UK Politics | Blair was chased over unpaid bill

Be VERY careful what you say here on these threads - some very illustrious people may be dealing with our favourite DCAautolinker.com autolinking image's...
dannyboy660 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th May 2008, 14:23   #8 (permalink)
Royalties Account Holder
 
Free trial on our eBay auction sniper

Cagger since : May 2006
I am in: Lovely Dorset
Posts: 10,096
JonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris Authoritative
Default Re: Mildly interesting article....

Wonder who got the nasty phone callsautolinker.com autolinking image 'im or 'er

Did anyone else note that Tone managed to obtain a 200% mortgage

apparently it's being suggested the extra was to fund additional property purchases which if true might be unlawful or even illegal

One things for sure it wasn't very prudent for the bank who loaned the money. In a rising market giving 125% of value is one thing but 200% borders on the incompetent. Wonder what the lenders shareholders or savers think of that

Last edited by JonCris; 25th May 2008 at 14:28.
JonCris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th May 2008, 15:14   #9 (permalink)
Platinum Account Holder
 
babybear39's Avatar
 
Have we helped you? Please help us by making a donation

Cagger since : May 2007
I am in: Wales
Posts: 8,954
babybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritative
Default Re: Mildly interesting article....

That's politicians for you

IMO anyone who wants to be one, should NEVER be allowed
babybear39 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th May 2008, 15:46   #10 (permalink)
Royalties Account Holder
 
Your bank owes you an awful lot more money than you realise See here

Cagger since : May 2006
I am in: Lovely Dorset
Posts: 10,096
JonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris Authoritative
Default Re: Mildly interesting article....

Yeah but you have to remember that it's an interestautolinker.com autolinking image only mortgage & your paying for it while the extra money he got may have gone to pay outright for additional property which he will now own. free gratis all at the expense of the taxpayer
JonCris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th May 2008, 16:53   #11 (permalink)
Classic Account Holder
 
Try our new digital signature service

Cagger since : Oct 2007
Posts: 2,746
cashins Highly informativecashins Highly informativecashins Highly informativecashins Highly informativecashins Highly informativecashins Highly informativecashins Highly informative
Default Re: Mildly interesting article....

Did anyone pick up this story???

BBC NEWS | UK | UK Politics | Blair was chased over unpaid bill

Frankly, I'm amazed he has ever paid anyone anyway.
cashins is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th May 2008, 01:10   #12 (permalink)
Royalties Account Holder
 
We need funds
Please donate something

Cagger since : May 2006
I am in: Lovely Dorset
Posts: 10,096
JonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris Authoritative
Default Re: Mildly interesting article....

Don't you get it............... he never paid for anything we did
JonCris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd June 2008, 06:10   #13 (permalink)
Classic Account Holder
 
dannyboy660's Avatar
 
Protect your signature with SignGuard

Cagger since : Dec 2006
Posts: 1,577
dannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informativedannyboy660 Highly informative
Default Re: Mildly interesting article....

I know many of you will have already seen this, but here's a link Credit Today online which might bring a few smiles to those who follow the (mis)fortunes of our favourite DCAautolinker.com autolinking image's.

Seems they're finding it a bit tough at the moment, and some may not even survive. Diddums.
dannyboy660 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd June 2008, 06:54   #14 (permalink)
Gold Account Holder
 
Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

Cagger since : Mar 2006
Posts: 3,078
lookinforinfo Authoritativelookinforinfo Authoritativelookinforinfo Authoritativelookinforinfo Authoritativelookinforinfo Authoritativelookinforinfo Authoritativelookinforinfo Authoritativelookinforinfo Authoritativelookinforinfo Authoritativelookinforinfo Authoritative
Default Re: Mildly interesting article....

The bad news about that article Danny is that the most likely ones to survive will be the nasty ones who flout the Law and are already very aggressive in their collecting methods.
They will become even more determined to squeeze every last penny out of their unfortunate victims.
We can only hope that the regulatory forces pull their collective fingers out
but do not hold your breath. The lucky customers will be the ones who find
forums like ours to counteract the worst excesses of those DCAs. The old and vulnerable with no access to the internet will be at the mercy of those
companies who do not know what mercy is.
lookinforinfo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd June 2008, 06:59   #15 (permalink)
Classic Account Holder
 
dannyboy660's Avatar
Default Re: Mildly interesting article....

Quote:
Originally Posted by lookinforinfo View Post
The lucky customers will be the ones who find
forums like ours to counteract the worst excesses of those DCAs. The old and vulnerable with no access to the internet will be at the mercy of those
companies who do not know what mercy is.
I hadn't really thought about it like that, but you're absolutely right.
dannyboy660 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd June 2008, 10:53   #16 (permalink)
Platinum Account Holder
 
babybear39's Avatar
 
Have we helped you? Please help us by making a donation

Cagger since : May 2007
I am in: Wales
Posts: 8,954
babybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritativebabybear39 Authoritative
Default Re: Mildly interesting article....

Quote:
Originally Posted by lookinforinfo View Post
The bad news about that article Danny is that the most likely ones to survive will be the nasty ones who flout the Law and are already very aggressive in their collecting methods.
They will become even more determined to squeeze every last penny out of their unfortunate victims.
We can only hope that the regulatory forces pull their collective fingers out
but do not hold your breath. The lucky customers will be the ones who find
forums like ours to counteract the worst excesses of those DCAs. The old and vulnerable with no access to the internet will be at the mercy of those
companies who do not know what mercy is.
Unfortunately, you're correct and it sickens me that the regulatory bodies WILL NOT act
babybear39 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd June 2008, 12:22   #17 (permalink)
Classic Account Holder
 
sosumi's Avatar
 
Worried about companies stealing your signature? Use our new digital signature service

Cagger since : Oct 2006
I am in: vestigating immoral DCAs
Posts: 2,046
sosumi Highly informativesosumi Highly informativesosumi Highly informativesosumi Highly informativesosumi Highly informativesosumi Highly informative
Default Re: Mildly interesting article....

We'll see. My gut feeling is that a lot of things are changing.
sosumi is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd June 2008, 12:25   #18 (permalink)
Classic Account Holder
 
sosumi's Avatar
 
Worried about your signature being copied onto CCAs etc? Use SignGuard

Cagger since : Oct 2006
I am in: vestigating immoral DCAs
Posts: 2,046
sosumi Highly informativesosumi Highly informativesosumi Highly informativesosumi Highly informativesosumi Highly informativesosumi Highly informative
Default Re: Mildly interesting article....

Quote:
Originally Posted by dannyboy660 View Post
I know many of you will have already seen this, but here's a link Credit Today online which might bring a few smiles to those who follow the (mis)fortunes of our favourite DCAautolinker.com autolinking image's.

Seems they're finding it a bit tough at the moment, and some may not even survive. Diddums.
Regrets, they've had a few, but then again...
Let's hope the regulatory bodies will give them many more.
sosumi is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd June 2008, 12:32   #19 (permalink)
Royalties Account Holder
 
Your bank owes you an awful lot more money than you realise See here

Cagger since : May 2006
I am in: Lovely Dorset
Posts: 10,096
JonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris Authoritative
Default Re: Mildly interesting article....

The DCAautolinker.com autolinking image's will react like a wounded animal when cornered. They will resort to any tactic legal or illegal they can think of in order to stay in business. After all most of them are unemployable anywhere else
JonCris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd June 2008, 12:48   #20 (permalink)
Classic Account Holder
 
sosumi's Avatar
 
Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

Cagger since : Oct 2006
I am in: vestigating immoral DCAs
Posts: 2,046
sosumi Highly informativesosumi Highly informativesosumi Highly informativesosumi Highly informativesosumi Highly informativesosumi Highly informative
Default Re: Mildly interesting article....

From Credit Today June 2008:
sosumi is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply


Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Interesting Article In Mail On Suday Parkvale Bank Charges and the Finance Industry in the media... 7 11th March 2007 18:59
Very interesting article on ERC's lickthewallfatboy Mortgage companies 22 18th October 2006 15:01
Very Interesting Article about ERCs Nightmare4banks Mortgage companies 5 6th October 2006 12:33
Article about bank charges, interesting! katchambers General 0 10th March 2006 14:48




Browsealoud
Video Tour


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE