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The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

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New Edition
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An excellent guide for the layperson
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 17th April 2008, 20:44   #1 (permalink)
Tecnobaz
Basic Account Customer
Default Lowell default on credit report.

Cheeky, cheeky for some strange reason I got my credit report never bothered to before and checking it over I see that Lowell have still carried on updating there entry and its still marked as defaulted 05/2003.

I have here a letter from them saying the payment I made was full and final and account is closed.

Do I write to them to get this put right or to the CRA ?
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Old 17th April 2008, 21:26   #2 (permalink)
adamski
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I am in: Cambridge
Posts: 1,209
adamski Informativeadamski Informative
Default Re: Lowell default on credit report.

i think it will stay for 6 years i afraid but read this sticky for more info
http://www.consumeractiongroup.co.uk...d-removal.html
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Old 17th April 2008, 21:54   #3 (permalink)
Tecnobaz
Basic Account Customer
Default Re: Lowell default on credit report.

Trust me to go straight passed the sticky's its been awhile maybe I just wanted a new thread

Anyway so as I now understand it, the default could and should be marked as satisfied.
I need to contact Lowell to correct that, and it will drop from the report in 05/2009.

Have I got that right?
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Old 17th April 2008, 21:58   #4 (permalink)
adamski
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I am in: Cambridge
Posts: 1,209
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Default Re: Lowell default on credit report.

should be but if you read the sticky its possible to get it removed yes it will drop in 6 years
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