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The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

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New Edition
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 18th March 2008, 10:01   #1 (permalink)
missyb27
Basic Account Customer
Question what next? cca snet no reply- default notices rec..l

Hello everybody..
I have to say im rapidly becoming addicted to this site and its helpfull memebers!!

So i sent off cca's to several companys and they didnt respond in time, now from said dca's and companys i have received default notices and further demands for payment.

What is my next course of action regarding this?

They are cheeky buggers they cant be a***d to reply to legal requests but can send out there own quite freely aggghhhh im so glad i started this battle with them!

Any help as always greatly appreciated

Last edited by missyb27; 18th March 2008 at 10:12.
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Old 18th March 2008, 10:26   #2 (permalink)
Curlyben
Platinum Account Customer
 
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Default Re: what next? cca snet no reply- default notices rec..l

What stage are you at with the CCA.
Remember there are strict time limits for compliance.
First is 12 working days after receipt;
Second is a further month.
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Old 18th March 2008, 10:32   #3 (permalink)
missyb27
Basic Account Customer
Default Re: what next? cca snet no reply- default notices rec..l

thanks for the reply, ok im after the 12 days but before the 30, the thirty would be up on the 28th..

what sort of impact does this have, cus i understand the 12 days but i dont understand the 30?

thanks
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Old 18th March 2008, 10:33   #4 (permalink)
Curlyben
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Default Re: what next? cca snet no reply- default notices rec..l

After 12 WORKING days the "debt" is in default and stays that way until the request is complied with.
If a FURTHER month passes then the DCA has committed a summary criminal offence and the matter should be referred to Trading Standards for action once the DCA continues to demand payment.
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Old 18th March 2008, 11:00   #5 (permalink)
missyb27
Basic Account Customer
Default Re: what next? cca snet no reply- default notices rec..l

thansk a lot there, i ignore the default notices i have received yes?
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