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Debt Action Group > Dealing with Debt in Scotland
Reload this Page Hello from a first time user.

Dealing with Debt in Scotland Advice and guidance on Scotland specific debt issues


Welcome to The Consumer Action Group

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 2nd September 2008, 19:24   #1 (permalink)
teddy2shy
Basic Account Customer
 
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2008
Posts: 1
teddy2shy Novitiate
Default Hello from a first time user.
Stumble across this site looking for some advice. I was contacted by Tower Investigations obo Global Debt Recovery regarding an alleged debt with Creation Financial Services. As I've never heard of them I denied any such contract and requested formal proof. The guy at Global said he was not in a position to supply that information. I requested that his client provide it. He refused. What he told me was it related to a debt prior to 2001. I've looked at my bank statements, nothing from CFS. I now have a demand for payment with court proceedings to follow in 10 days if no response. Any advice!!!
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Old 4th September 2008, 17:02   #2 (permalink)
reallymadwoman
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2007
Posts: 1,330
reallymadwoman Highly informativereallymadwoman Highly informativereallymadwoman Highly informativereallymadwoman Highly informativereallymadwoman Highly informativereallymadwoman Highly informative
Default Re: Hello from a first time user.
It sounds as if, even if it's your debt, it's statute barred in which case they can't collect anyway.

Try this letter first, as you have no knowledge of the debt.

http://www.consumeractiongroup.c o.uk/forum/debt-collection-industry/144585-just-been-knocked-sideways.html#post1521412
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